Banking Law & Practice and Technology Question - Bank Of Baroda -"Clerical to Officer 2017"

EXAM DATED 08.01.2017

1. Minimum amount in Gift card – Rs.500/-

2. Travel Easy card in Australian dollor –  150

3. Travel East card in USD – US200$

4. Menu for issue Gift Card – PREPCARD

5. LAD report – LADRPT

6. Account closer menu  – CAAC

7. Loan Overdue Position – LAOPI

8. Registration for NEFT through ATM – BENRATM

9. ATM & Mobile Banking registration - HDCR

10. Self service Passbook - SSPBP

11. First option in HCLM – Inquiry

12. TPIN – Telephonic Personal Identification Number

13. NUUP – National Unified USSD Platform

14. IMPS – Immediate Payment Services

15. IFSC – Indian Financial System Code

16. Meaning of “T” in RTGS – Time

17. Color of CTS cheque in Cash Credit account -  Light Blue

18. Min. amount deposit per annum in PPF account – Rs. 500/-

19. Min. age of Minor for opening Current Account – 14 yrs

20. Document required for issue lost FDR – Indemnity Bond

21. LAD valid for – 3yrs.

22. Tangible Security – Stock

23. Fund Based credit – Cash Credit

24. Type of NPA – 3 ( Sub-standard, Doubtful, Loss)

25. Mobile Banking services can be performed by dialing - *99# (NUUP)

26. SMS for Debit card blocking - 5616150

27. Baroda Gift card is verified by - VISA

28. Bank of Baroda Loyalty Program – Baroda Rewardz

29. Min. time for fund transfer after registration of beneficiary in Baroda Connect – 4hr

30. Validation of OTP in Baroda Connect – 3 Minutes

31. Limit of RuPay Platinum at POS – 1 Lac

32. Suspicious transaction report monitor by - FIU-IND

33. New file in Word open by – Ctrl+N

34. In Excel any formula starts with - = (equal sign)

35. Who is beneficiary in account of two person ‘A’ & ‘B’ having instruction “E or S” & nominee ‘C’ after death of ‘A’ - B

36. Section 131 - Collecting Banker

37. Min. time period for FDR - 7 days

38. Minor account operated by - Natural Guardian

39. BCSBI for - Customer services

40. UIDAI - Unique Identification Authority of India

41. Validation of PAN - PANVAL

42. Number of digit in TAN - 10

43. Baroda M-Clip - Mobile Wallet

44. EMV stand for - Europay, MasterCard and Visa

45. Arithmetic mean in Exel - Average

46. Validity of Chaque/BC - 90 days

47. 51% Share of Government - Public Sector 

48.  For non deduction of TDS above 60 years - 15H

49. RIRD - Regular Income cum Recurring Deposit

50. LLP - Limited Liability Partnership

51. Protection of Collective Banker - Sec 131

Note: - If any one have some question that is missing here, kindly share with me.

Disclaimer - All the above question is based on memory of appearing candidate. Special thanks to Mr. Pramod Mishra & Mritunjay.

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English Question -Bank Of Baroda - "Clerical to officer 2017"

EXAM DATED 08.01.2017

A recent report in News Week says that in American colleges, students of Asian origin outperform not only the minority group students but the majority whites as well. Many of these students must be of Indian origin, and their achievement is something we can be proud of. It is unlikely that these talented youngsters will come back to India, and that is the familiar brain drain problem. However recent statements by the nation's policy-makers indicate that the perception of this issue is changing. 'Brain bank' and not 'brain drain' is the more appropriate idea, they suggest since the expertise of Indians abroad is only deposited in other places and not lost.

           This may be so, but this brain bank, like most other banks, is one that primarily serves customers in its neighborhood. The skills of the Asians now excelling in America's colleges will mainly help the U.S.A.. No matter how significant, what non-resident Indians do for India and what their counterparts do for other Asian lands is only a by-product. But it is also necessary to ask, or be reminded, why Indians study fruitfully when abroad. The Asians whose accomplishments News Week records would have probably had a very different tale if they had studied in India. In America they found elbow room, books and facilities not available and not likely to be available here. The need to prove themselves in their new country and the competition of an international standard they faced there must have cured mental and physical laziness. But other things helping them in America can be obtained here if we achieve a change in social attitudes, specially towards youth.

     We need to learn to value individuals and their unique qualities more than conformity and respectability. We need to learn the language of encouragement to add to our skill in flattery. We might also learn to be less liberal with blame and less tightfisted with appreciation, especially.

1. In general, the talented young Indians studying in America :

(a) have a reputation for being hard working.
(b) have the opportunity to contribute to India's development.
(c) can solve the brain drain problem because of recent changes in policy.
(d) will not return to pursue their careers in India.

Ans (d)

2. There is talk now of the 'brain bank'. This idea :

(a) is a solution to the brain drain problem.
(b) is a new problem caused partly by the brain drain.
(c) is a new way of looking at the role of qualified Indians living abroad.
(d) is based on a plan to utilize foreign exchange remittances to stimulate research and development.

Ans (c)

3. The brain bank has limitations like all banks in the sense that:

(a) a bank's services go mainly to those near it.
(b) small neighborhood banks are not visible in this age of multinationals.
(c) only what is deposited can be withdrawn and utilized.
(d) no one can be forced to put his assets in a bank.

Ans (a)

4. Outperform - Perform better
5. Culpable - Innocent
6. Probity - Honesty
7. Decamp - Flee
8. Antonym of "Comfort" - Grief
9. Synonym of " Conservative" - Traditional
10. The Earth "moves" around the Sun.
11. Latter - Formal
12. Rohan is too small to play cricket
13. Flower smells very nice

Disclaimer - All the above question is based on memory of appearing candidate and sources from internet so some question may be differ and extra in passage section . I am also thanks for sharing these question & special Thanks to Mr. Narendra Parundiya & Mr. Satish Yadav

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GK Question - Bank Of Baroda "Clerical to Officer 2017"

EXAM DATED 08.01.2017

1. Banking Research and Development Institute - Hyderabad
2. NACH by - NPCI
3. DB is - ICICI and SBI
4. Mission Indradhanush in DRT - 7
5. 2018 Asian Games will be - Indonesia
6. Dronacharya Prize given to - Coaches
7. Marry Com - Boxing
8. In Olympic P V Sindhu won - Silver Medal

9. India won first Gold medal in Hockey - 1928

10. Rajyawardhan Singh Rathore - Minister of State for Information & Broadcasting

11. UIDAI - Unique Identification Development Authority of India

12. MUDRA - Micro Units Development Refinance Agency

13. FSSAI - Food Saftey and Standard Authority of India

14. Mohiniattam Dance - Kerala

15. Headquarter of Sahitya Akademi - New Delhi

16. Nobel Prize in Literature - Rabindra Nath Tagore

17. Author of "One Indian Girl" - Chetan Bhagat

18. Yoga Day - 21 June

19. PM Scheme skill & Development for youth - PMKVY

20. Tim Cook is CEO of - Apple  

Disclaimer - All the above question is based on memory of appearing candidate. I am also thanks full of these candidate for sharing these question.

  

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Mock Test - 3- Retail Liability

Mock Test on Retail Liability

1. In Baroda Super Savings Bank a/c minimum Quarterly Average Balance is

Rs.10000
Rs.15000
Rs.20000
Rs.25000
Rs.50000


2. In Super Savings Bank account Cheque Book issue charges in excess of 40 leaves in a year are

Rs.2/- + S T
Rs.2.5/- + S T
Rs.3/- + S T
Rs.4/- + S T
No charge


3. How many withdrawals allowed in a half year in Baroda Advantage Savings Bank a/c without charges

20
50
100
120
Unlimited


4. Minimum age for opening Savings Bank account in sole name of minor(able to read & write) is

10 Years & Above
14 Years & Above
18 Years & Above
15 Years & Above
21 Years & Above


5. In Baroda Bachat Mitra (Overdraft facility in savings a/c), what is the minimum overdraft facility

Rs.10000/-
Rs.5000/-
Rs.8000/-
Rs.25000/-
Rs.100000/-


6. What is the maximum amount of overdraft, we can allow in Baroda Pensioners Savings Bank a/c

1 month pension amount
2 month pension amount
10 month pension amount
20 month pension amount
No Overdraft


7. Minimum age required to obtain life insurance cover in the Baroda Jeevan Suraksha Savings Bank a/c

10 years
15 years
18 years
21 years
25 years


8. Exchange for Demand draft and Banker’s cheque for Baroda Premium current account holder is

25 % discount
50 % discount
100 % discount
No discount
None of the above


9. In Baroda Centenary SB account, interest will be payable ___________on daily product basis,

Quarterly basis
Half yearly basis
Yearly basis
Weekly basis
Daily basis


10. Immediate credit is given in Baroda premium current account privilege for Rs.

25000
50000
75000
150000
250000


11. Auto sweep facility is available in

Baroda premium current account
Baroda premium privilege current account
Both the above
Only in Baroda Premium Privilege current account only
No such facility is available


12. In Baroda Premium Privilege current account balance is to be maintained

Minimum 100000
Minimum 250000
QAB 100000
QAB 250000
None of the above


13. Minimum period of SDR in auto sweep for Baroda premium current account accounts is

15 days
5 days
45 days
7 days
30 days


14. Maximum no. of withdrawals allowed in a month in Baroda basic saving Bank a/c is

2
3
4
6
10


15. Minimum take home salary required under Baroda Salary Advantage a/c for OD f facility is Rs.-

1000
2000
5000
8000
10000

Wish You Best of Luck

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MCQ Banking Technology

1. Baroda Gift Card can be used for transactions at ___

A. POS only

B. POS & Online purchases
C. POS & BoB ATM
D. POS & Online purchases & Bob ATM

2. Baroda e-Gateway processes _____ transactions.
A. Internet Banking transactions only
B. Mobile Banking transactions
C. Visa & Master Card transactions
D. All e-banking transactions

3. The amount of penalty payable to customers for non-reimbursement of failed ATM transaction amount within seven working days is ____.
A. Rs.1000
B. Rs.5000
C. Equivalent to transaction amount
D. Rs.100 per day from 8th working day of receiving complaint if complaint   received within 30 days from the date of transaction

4. ___ Nos. Financial and Non-Financial Transactions (both inclusive) during each calendar month is free for Saving Bank Account Holder.

A. 4
B. 5
C. 7
D. 10

5. Information Technology Act was introduced in the year __

A. 1996
B. 2000
C. 2004
D. 2008

6. BarodaRemitXpress is an Online International Money Transfer Service provided in association with

A. VISA
B. Master Card
C. Times of Money
D. UAEEFSL

7. The following are the services offered by Baroda Contact Centre

A. Branch / ATM Locator
B. Blocking of Debit Card
C. Stop Payment of Cheque
D. All the above

8. No. of ATM transactions allowed per day in Visa Platinum Debit Card is

A. 4
B. 5
C. 8
D. 10

9. Facility of Baroda Contact Centre is available daily to customers from

A. 10am to 5pm
B. 24 hours a day
C. 6am to 10 pm
D. 6am to 6pm

10. RuPay Card has been launched by ____

A. IDRBT
B. RBI
C. NPCI
D. IBA

Answer Key

1	2	3	4	5	6	7	8	9	10
B	C	D	B	B	C	D	D	C	C

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