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Thursday, 12 January 2017

English Question -Bank Of Baroda - "Clerical to officer 2017"

EXAM DATED 08.01.2017

A recent report in News Week says that in American colleges, students of Asian origin outperform not only the minority group students but the majority whites as well. Many of these students must be of Indian origin, and their achievement is something we can be proud of. It is unlikely that these talented youngsters will come back to India, and that is the familiar brain drain problem. However recent statements by the nation's policy-makers indicate that the perception of this issue is changing. 'Brain bank' and not 'brain drain' is the more appropriate idea, they suggest since the expertise of Indians abroad is only deposited in other places and not lost.

           This may be so, but this brain bank, like most other banks, is one that primarily serves customers in its neighborhood. The skills of the Asians now excelling in America's colleges will mainly help the U.S.A.. No matter how significant, what non-resident Indians do for India and what their counterparts do for other Asian lands is only a by-product. But it is also necessary to ask, or be reminded, why Indians study fruitfully when abroad. The Asians whose accomplishments News Week records would have probably had a very different tale if they had studied in India. In America they found elbow room, books and facilities not available and not likely to be available here. The need to prove themselves in their new country and the competition of an international standard they faced there must have cured mental and physical laziness. But other things helping them in America can be obtained here if we achieve a change in social attitudes, specially towards youth.

     We need to learn to value individuals and their unique qualities more than conformity and respectability. We need to learn the language of encouragement to add to our skill in flattery. We might also learn to be less liberal with blame and less tightfisted with appreciation, especially.




1. In general, the talented young Indians studying in America :
(a) have a reputation for being hard working.
(b) have the opportunity to contribute to India's development.
(c) can solve the brain drain problem because of recent changes in policy.
(d) will not return to pursue their careers in India.

Ans (d)

2. There is talk now of the 'brain bank'. This idea :
(a) is a solution to the brain drain problem.
(b) is a new problem caused partly by the brain drain.
(c) is a new way of looking at the role of qualified Indians living abroad.
(d) is based on a plan to utilize foreign exchange remittances to stimulate research and development.

Ans (c)

3. The brain bank has limitations like all banks in the sense that:
(a) a bank's services go mainly to those near it.
(b) small neighborhood banks are not visible in this age of multinationals.
(c) only what is deposited can be withdrawn and utilized.
(d) no one can be forced to put his assets in a bank.

Ans (a)


4. Outperform - Perform better
5. Culpable - Innocent
6. Probity - Honesty
7. Decamp - Flee
8. Antonym of "Comfort" - Grief
9. Synonym of " Conservative" - Traditional
10. The Earth "moves" around the Sun.
11. Latter - Formal
12. Rohan is too small to play cricket
13. Flower smells very nice






Disclaimer - All the above question is based on memory of appearing candidate and sources from internet so some question may be differ and extra in passage section . I am also thanks for sharing these question & special Thanks to Mr. Narendra Parundiya & Mr. Satish Yadav






GK Question - Bank Of Baroda "Clerical to Officer 2017"

EXAM DATED 08.01.2017

1. Banking Research and Development Institute - Hyderabad
2. NACH by - NPCI
3. DB is - ICICI and SBI
4. Mission Indradhanush in DRT - 7
5. 2018 Asian Games will be - Indonesia
6. Dronacharya Prize given to - Coaches
7. Marry Com - Boxing
8. In Olympic P V Sindhu won - Silver Medal
9. India won first Gold medal in Hockey - 1928
10. Rajyawardhan Singh Rathore - Minister of State for Information & Broadcasting
11. UIDAI - Unique Identification Development Authority of India
12. MUDRA - Micro Units Development Refinance Agency
13. FSSAI - Food Saftey and Standard Authority of India
14. Mohiniattam Dance - Kerala
15. Headquarter of Sahitya Akademi - New Delhi
16. Nobel Prize in Literature - Rabindra Nath Tagore
17. Author of "One Indian Girl" - Chetan Bhagat
18. Yoga Day - 21 June
19. PM Scheme skill & Development for youth - PMKVY
20. Tim Cook is CEO of - Apple  





Disclaimer - All the above question is based on memory of appearing candidate. I am also thanks full of these candidate for sharing these question.

  

Saturday, 7 January 2017

Mock Test - 3- Retail Liability



Mock Test on Retail Liability


  1. In Baroda Super Savings Bank a/c minimum Quarterly Average Balance is

  2. Rs.10000
    Rs.15000
    Rs.20000
    Rs.25000
    Rs.50000

  3. In Super Savings Bank account Cheque Book issue charges in excess of 40 leaves in a year are

  4. Rs.2/- + S T
    Rs.2.5/- + S T
    Rs.3/- + S T
    Rs.4/- + S T
    No charge

  5. How many withdrawals allowed in a half year in Baroda Advantage Savings Bank a/c without charges

  6. 20
    50
    100
    120
    Unlimited

  7. Minimum age for opening Savings Bank account in sole name of minor(able to read & write) is

  8. 10 Years & Above
    14 Years & Above
    18 Years & Above
    15 Years & Above
    21 Years & Above

  9. In Baroda Bachat Mitra (Overdraft facility in savings a/c), what is the minimum overdraft facility

  10. Rs.10000/-
    Rs.5000/-
    Rs.8000/-
    Rs.25000/-
    Rs.100000/-

  11. What is the maximum amount of overdraft, we can allow in Baroda Pensioners Savings Bank a/c

  12. 1 month pension amount
    2 month pension amount
    10 month pension amount
    20 month pension amount
    No Overdraft

  13. Minimum age required to obtain life insurance cover in the Baroda Jeevan Suraksha Savings Bank a/c

  14. 10 years
    15 years
    18 years
    21 years
    25 years

  15. Exchange for Demand draft and Banker’s cheque for Baroda Premium current account holder is

  16. 25 % discount
    50 % discount
    100 % discount
    No discount
    None of the above

  17. In Baroda Centenary SB account, interest will be payable ___________on daily product basis,

  18. Quarterly basis
    Half yearly basis
    Yearly basis
    Weekly basis
    Daily basis

  19. Immediate credit is given in Baroda premium current account privilege for Rs.

  20. 25000
    50000
    75000
    150000
    250000

  21. Auto sweep facility is available in

  22. Baroda premium current account
    Baroda premium privilege current account
    Both the above
    Only in Baroda Premium Privilege current account only
    No such facility is available

  23. In Baroda Premium Privilege current account balance is to be maintained

  24. Minimum 100000
    Minimum 250000
    QAB 100000
    QAB 250000
    None of the above

  25. Minimum period of SDR in auto sweep for Baroda premium current account accounts is

  26. 15 days
    5 days
    45 days
    7 days
    30 days

  27. Maximum no. of withdrawals allowed in a month in Baroda basic saving Bank a/c is

  28. 2
    3
    4
    6
    10

  29. Minimum take home salary required under Baroda Salary Advantage a/c for OD f facility is Rs.-

  30. 1000
    2000
    5000
    8000
    10000

Wish You Best of Luck

Friday, 6 January 2017

MCQ Banking Technology


1. Baroda Gift Card can be used for transactions at ___

A. POS only
B. POS & Online purchases
C. POS & BoB ATM
D. POS & Online purchases & Bob ATM

2. Baroda e-Gateway processes _____ transactions.
A. Internet Banking transactions only
B. Mobile Banking transactions
C. Visa & Master Card transactions
D. All e-banking transactions

3. The amount of penalty payable to customers for non-reimbursement of failed ATM transaction amount within seven working days is ____.
A. Rs.1000
B. Rs.5000
C. Equivalent to transaction amount
D. Rs.100 per day from 8th working day of receiving complaint if complaint   received within 30 days from the date of transaction

4. ___ Nos. Financial and Non-Financial Transactions (both inclusive) during each calendar month is free for Saving Bank Account Holder.
A. 4
B. 5
C. 7
D. 10

5. Information Technology Act was introduced in the year __
A. 1996
B. 2000
C. 2004
D. 2008

6. BarodaRemitXpress is an Online International Money Transfer Service provided in association with
A. VISA
B. Master Card
C. Times of Money
D. UAEEFSL

7. The following are the services offered by Baroda Contact Centre
A. Branch / ATM Locator
B. Blocking of Debit Card
C. Stop Payment of Cheque
D. All the above

8. No. of ATM transactions allowed per day in Visa Platinum Debit Card is
A. 4
B. 5
C. 8
D. 10

9. Facility of Baroda Contact Centre is available daily to customers from
A. 10am to 5pm
B. 24 hours a day
C. 6am to 10 pm
D. 6am to 6pm

10. RuPay Card has been launched by ____
A. IDRBT
B. RBI
C. NPCI
D. IBA





Answer Key



1
2
3
4
5
6
7
8
9
10
B
C
D
B
B
C
D
D
C
C





Thursday, 5 January 2017

MCQ Banking Related




BANKING RELATED QUESTION



1. What is the penalty for not maintaining QAB in Baroda Advantage Savings Bank Account quarterly?
A. Rs.50 + service tax
B. Rs.100 + service tax
C. Rs.500 + service tax
D. Rs.600 + service tax



2. What should be minimum age of a depositor to get life insurance cover under Baroda Jeevan-Suraksha Savings Bank account Scheme?
A. 10 years
B. 14 years
C. 18 years
D. 21 years



3. In case of Hypothecation of Goods, the possession of goods is with….
A. Banker
B. Borrower
C. Insurance Company
D. Jointly with Borrower and Banker



4. Under Sukanya Samridhi Account the minimum amount required to be deposited per annum is:
A. Rs.100/-
B. Rs.500/-
C. Rs.1000/-
D. Rs.5000/-



5. In our bank, what is the maximum limit of individual transaction presently under NEFT System through Finacle
A. Rs. 2 lac
B. Rs. 5 lac
C. Rs. 50 crore
D. Rs. 100 crore



6. The term VSAT stands for:
A. Variable small aperture terminal
B. Very small available terminal
C. Very small aperture terminal
D. Very small airport terminal



7. A request has been made by a customer to the branch to give him balance certificate of all his accounts running under his unique customer id. Which menu is used to generate balance certificate for all the accounts under one customer id?
A. INTCERT
B. AINTRPT
C. CUSTBALP
D. CUSTBALCERT



8. IMPS stands for
A. Interbank Mobile Payment Service
B. Interbank Mobile Payment System
C. Indian Money Payment System
D. Immediate Payment Service



9. In case of Private / Public limited company which of the following document _______ is not mandatory for opening Current Account
A. Certificate of incorporation
B. Memorandum of Association
C. Certificate of commencement of business
D. Company Identification Number



10. The immediate credit of outstation cheque can be done up to a maximum of Rs. -------------------- in super savings bank account.
A. Rs.50000/-
B. Rs.20000/-
C. Rs.10,000/-
D. Rs.25,000/-









Answer Key -



1
2
3
4
5
6
7
8
9
10
B
C
B
C
C
C
C
D
C
D




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