MCQ Banking Technology

1. Baroda Gift Card can be used for transactions at ___

A. POS only

B. POS & Online purchases
C. POS & BoB ATM
D. POS & Online purchases & Bob ATM

2. Baroda e-Gateway processes _____ transactions.
A. Internet Banking transactions only
B. Mobile Banking transactions
C. Visa & Master Card transactions
D. All e-banking transactions

3. The amount of penalty payable to customers for non-reimbursement of failed ATM transaction amount within seven working days is ____.
A. Rs.1000
B. Rs.5000
C. Equivalent to transaction amount
D. Rs.100 per day from 8th working day of receiving complaint if complaint   received within 30 days from the date of transaction

4. ___ Nos. Financial and Non-Financial Transactions (both inclusive) during each calendar month is free for Saving Bank Account Holder.

A. 4
B. 5
C. 7
D. 10

5. Information Technology Act was introduced in the year __

A. 1996
B. 2000
C. 2004
D. 2008

6. BarodaRemitXpress is an Online International Money Transfer Service provided in association with

A. VISA
B. Master Card
C. Times of Money
D. UAEEFSL

7. The following are the services offered by Baroda Contact Centre

A. Branch / ATM Locator
B. Blocking of Debit Card
C. Stop Payment of Cheque
D. All the above

8. No. of ATM transactions allowed per day in Visa Platinum Debit Card is

A. 4
B. 5
C. 8
D. 10

9. Facility of Baroda Contact Centre is available daily to customers from

A. 10am to 5pm
B. 24 hours a day
C. 6am to 10 pm
D. 6am to 6pm

10. RuPay Card has been launched by ____

A. IDRBT
B. RBI
C. NPCI
D. IBA

Answer Key

1	2	3	4	5	6	7	8	9	10
B	C	D	B	B	C	D	D	C	C

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MCQ Banking Related

BANKING RELATED QUESTION

1. What is the penalty for not maintaining QAB in Baroda Advantage Savings Bank Account quarterly?
A. Rs.50 + service tax
B. Rs.100 + service tax
C. Rs.500 + service tax
D. Rs.600 + service tax

2. What should be minimum age of a depositor to get life insurance cover under Baroda Jeevan-Suraksha Savings Bank account Scheme?
A. 10 years
B. 14 years
C. 18 years
D. 21 years

3. In case of Hypothecation of Goods, the possession of goods is with….
A. Banker
B. Borrower
C. Insurance Company
D. Jointly with Borrower and Banker

4. Under Sukanya Samridhi Account the minimum amount required to be deposited per annum is:
A. Rs.100/-
B. Rs.500/-
C. Rs.1000/-
D. Rs.5000/-

5. In our bank, what is the maximum limit of individual transaction presently under NEFT System through Finacle
A. Rs. 2 lac
B. Rs. 5 lac
C. Rs. 50 crore
D. Rs. 100 crore

6. The term VSAT stands for:
A. Variable small aperture terminal
B. Very small available terminal
C. Very small aperture terminal
D. Very small airport terminal

7. A request has been made by a customer to the branch to give him balance certificate of all his accounts running under his unique customer id. Which menu is used to generate balance certificate for all the accounts under one customer id?
A. INTCERT
B. AINTRPT
C. CUSTBALP
D. CUSTBALCERT

8. IMPS stands for
A. Interbank Mobile Payment Service
B. Interbank Mobile Payment System
C. Indian Money Payment System
D. Immediate Payment Service

9. In case of Private / Public limited company which of the following document _______ is not mandatory for opening Current Account
A. Certificate of incorporation
B. Memorandum of Association
C. Certificate of commencement of business
D. Company Identification Number

10. The immediate credit of outstation cheque can be done up to a maximum of Rs. -------------------- in super savings bank account.
A. Rs.50000/-
B. Rs.20000/-
C. Rs.10,000/-
D. Rs.25,000/-

Answer Key -

1	2	3	4	5	6	7	8	9	10
B	C	B	C	C	C	C	D	C	D

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General Awareness Question

1. G-20 Summit held at
A. India
B. China
C. Japan
D. Russia
E. Pakistan

2. Name of Official mascot of the 2018 FIFA World cup -
A. Zabivaka
B. Tiger
C. Cat
D. Ticot
E. None of above

3. India won 2016 Kabaddi world Cup by beating - 
A. Pakistan
B. Iran
C. Thailand
D. South Korea
E. Afganistan

4. 2016 Kabaddi World Cup organized at -
A. Patna
B. Ahmedabad
C. Pune 
D. New Delhi
E. Mohali

5. What is India's rank in the 2016 global Hunger Index -
A. 37
B. 68
C. 84
D. 97
E. 112

6. Anirban Lahiri belong to which game -
A. Tennis
B. Badmnton
C. Chess
D. Golf
E. Formula-1 Race

7. Who won "Man Booker Prize 2016" - 
A. Paul Beatty for "The Sellout"
B. Graeme Macrae Burnet for "His Bloody Project"
C. David Szalay for "All That Man Is"
D. Deborah Levy for "Hot Milk"
E. Ottessa Moshfegh for "Eileen"

8. 8th BRICS Summit concludes in -
A. Kerala
B. Goa
C. New Delhi
D. Mumbai
E. Mysore

9. Under MUDRA Loan partnerships, Bank has tied-up with which company to finance vehicle purchase -
A. UBER
B. OLA
C. JUGNOO
D. GetMeCab
E. Joy Ride

10. Chairman of National Institution for Transforming India (Niti Aayog) -
A. Narendra Modi
B. P J Kurien 
C. K V Chowdary 
D. R K Mathur 
E. Nipendra Mishra

Answer Key

1	2	3	4	5	6	7	8	9	10
B	A	B	B	D	D	A	B	A	A

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Deceased Claim

CHECK LIST FOR DECEASED CLAIM

1.	Death Certificate ( Original & Photocopy)
2.	Pedinama (Personally Sign Of All Legal Heir in Bank)
3.	Photo & KYC of Claimant &Legal Heir
4.	FORM 33 (Provided by Bank)
	v Indemnity Bond with Rs. 100 Stamp
	v Two Guarantors with KYC
5.	Bank Passbook Photocopy
	v Deceased account
	v Claimant account
6.	No Dues Certificate ( In case of Treasury Pensioner )

મૃત્યુ દાવેદાર માટે ડોકયુમેંટ નું લિસ્ટ

1.	મૃત્યુ પ્રમાણપત્ર ( મૂળ અને ઝેરોક્ષ )
2.	પેઢીનામાં ( રૂબરૂ માં સહી બધા દાવેદાર કરવા આવવું )
3.	ફોટો અને કેવાયસી ( બધા દાવેદાર અને કાનૂની દાવેદાર )
4.	ફોર્મ 33 ( બઁક થી )
	v  ૧૦૦ ના સ્ટેમ્પ પેપર ઉપર ક્ષતિપૂર્તિ દસ્તાવેજ
	v  ઓડખાન બે માનસ ની કેવાયસી સાથે
5.	બૅન્ક ખાતા ની ચોપડી ની કોપી
	v  મૃત્યુ ખાતેદાર ની
	v  દાવેદાર ની ખાતા ની
6.	નો દુએસ સર્ટિફિકેટ ( તિજોરી ઓફિસ નું )

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Saving And Current Product at a Glance

Hello friends, Here we providing Saving and Current product of our Bank for the last minute revision -

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