MCQ Banking Related

BANKING RELATED QUESTION

1. What is the penalty for not maintaining QAB in Baroda Advantage Savings Bank Account quarterly?
A. Rs.50 + service tax
B. Rs.100 + service tax
C. Rs.500 + service tax
D. Rs.600 + service tax

2. What should be minimum age of a depositor to get life insurance cover under Baroda Jeevan-Suraksha Savings Bank account Scheme?
A. 10 years
B. 14 years
C. 18 years
D. 21 years

3. In case of Hypothecation of Goods, the possession of goods is with….
A. Banker
B. Borrower
C. Insurance Company
D. Jointly with Borrower and Banker

4. Under Sukanya Samridhi Account the minimum amount required to be deposited per annum is:
A. Rs.100/-
B. Rs.500/-
C. Rs.1000/-
D. Rs.5000/-

5. In our bank, what is the maximum limit of individual transaction presently under NEFT System through Finacle
A. Rs. 2 lac
B. Rs. 5 lac
C. Rs. 50 crore
D. Rs. 100 crore

6. The term VSAT stands for:
A. Variable small aperture terminal
B. Very small available terminal
C. Very small aperture terminal
D. Very small airport terminal

7. A request has been made by a customer to the branch to give him balance certificate of all his accounts running under his unique customer id. Which menu is used to generate balance certificate for all the accounts under one customer id?
A. INTCERT
B. AINTRPT
C. CUSTBALP
D. CUSTBALCERT

8. IMPS stands for
A. Interbank Mobile Payment Service
B. Interbank Mobile Payment System
C. Indian Money Payment System
D. Immediate Payment Service

9. In case of Private / Public limited company which of the following document _______ is not mandatory for opening Current Account
A. Certificate of incorporation
B. Memorandum of Association
C. Certificate of commencement of business
D. Company Identification Number

10. The immediate credit of outstation cheque can be done up to a maximum of Rs. -------------------- in super savings bank account.
A. Rs.50000/-
B. Rs.20000/-
C. Rs.10,000/-
D. Rs.25,000/-

Answer Key -

1	2	3	4	5	6	7	8	9	10
B	C	B	C	C	C	C	D	C	D

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General Awareness Question

1. G-20 Summit held at
A. India
B. China
C. Japan
D. Russia
E. Pakistan

2. Name of Official mascot of the 2018 FIFA World cup -
A. Zabivaka
B. Tiger
C. Cat
D. Ticot
E. None of above

3. India won 2016 Kabaddi world Cup by beating - 
A. Pakistan
B. Iran
C. Thailand
D. South Korea
E. Afganistan

4. 2016 Kabaddi World Cup organized at -
A. Patna
B. Ahmedabad
C. Pune 
D. New Delhi
E. Mohali

5. What is India's rank in the 2016 global Hunger Index -
A. 37
B. 68
C. 84
D. 97
E. 112

6. Anirban Lahiri belong to which game -
A. Tennis
B. Badmnton
C. Chess
D. Golf
E. Formula-1 Race

7. Who won "Man Booker Prize 2016" - 
A. Paul Beatty for "The Sellout"
B. Graeme Macrae Burnet for "His Bloody Project"
C. David Szalay for "All That Man Is"
D. Deborah Levy for "Hot Milk"
E. Ottessa Moshfegh for "Eileen"

8. 8th BRICS Summit concludes in -
A. Kerala
B. Goa
C. New Delhi
D. Mumbai
E. Mysore

9. Under MUDRA Loan partnerships, Bank has tied-up with which company to finance vehicle purchase -
A. UBER
B. OLA
C. JUGNOO
D. GetMeCab
E. Joy Ride

10. Chairman of National Institution for Transforming India (Niti Aayog) -
A. Narendra Modi
B. P J Kurien 
C. K V Chowdary 
D. R K Mathur 
E. Nipendra Mishra

Answer Key

1	2	3	4	5	6	7	8	9	10
B	A	B	B	D	D	A	B	A	A

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Deceased Claim

CHECK LIST FOR DECEASED CLAIM

1.	Death Certificate ( Original & Photocopy)
2.	Pedinama (Personally Sign Of All Legal Heir in Bank)
3.	Photo & KYC of Claimant &Legal Heir
4.	FORM 33 (Provided by Bank)
	v Indemnity Bond with Rs. 100 Stamp
	v Two Guarantors with KYC
5.	Bank Passbook Photocopy
	v Deceased account
	v Claimant account
6.	No Dues Certificate ( In case of Treasury Pensioner )

મૃત્યુ દાવેદાર માટે ડોકયુમેંટ નું લિસ્ટ

1.	મૃત્યુ પ્રમાણપત્ર ( મૂળ અને ઝેરોક્ષ )
2.	પેઢીનામાં ( રૂબરૂ માં સહી બધા દાવેદાર કરવા આવવું )
3.	ફોટો અને કેવાયસી ( બધા દાવેદાર અને કાનૂની દાવેદાર )
4.	ફોર્મ 33 ( બઁક થી )
	v  ૧૦૦ ના સ્ટેમ્પ પેપર ઉપર ક્ષતિપૂર્તિ દસ્તાવેજ
	v  ઓડખાન બે માનસ ની કેવાયસી સાથે
5.	બૅન્ક ખાતા ની ચોપડી ની કોપી
	v  મૃત્યુ ખાતેદાર ની
	v  દાવેદાર ની ખાતા ની
6.	નો દુએસ સર્ટિફિકેટ ( તિજોરી ઓફિસ નું )

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Saving And Current Product at a Glance

Hello friends, Here we providing Saving and Current product of our Bank for the last minute revision -

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Important date

National Days		International Days
January
9	NRI Day	1	Global Famly Day
12	National Youth Day	26	International Custom Day
15	Army Day	30	World leprosy Eradication Day
25	National Tourism Day
26	Republic day
December
4	Navy Day	1	World AIDS Day
18	Minority Right Day	2	World Pollution Prevention Day
23	Kishan Divas	9	Internatiol Anti-curruption Day
24	Consumer Right Day	10	Human Right Day
		18	International Migrant Day
November
11	National Education Day	14	Diabetes Day
14	Children Day	19-25	World Heritage Week
18	Territorial Army Day	21	World Fisheries Day
26	National Law Day
October
2	Gandhi Jayanti	3	World Habitat Day
8	Air Force Day	5	World Teacher Day
10	National Post Day	12	World Arthristis Day
		16	World Food Day
September
5	Teachers’ Day	8	International Literacy Day
14	Hindi Day	15	International Day of Democracy
15	Engineers’ Day	21	World Alzheimer’s Day
		21	International Day of Peace
		27	World Tourism Day
		28	World Rabies Day

Prepared from Pratiyogita Darpan.
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