MCQ Based on Saving & Current Account

MCQ Based on Saving & Current Account

1. Min QAB in Baroda Subh Savings Bank A/c is -
A. Rs. 5,000/-
B. Rs. 10,000/-
C. Rs. 15,000/-
D. Rs. 20,000/-
E. Rs. 25,000/-

2. Minimum take home Salary for opening Baroda Salary Advantage Saving Bank Account should not be less than -
A. Rs. 5,000/
B. Rs. 8,000/
C. Rs. 10,000/
D. Rs. 15,000/
E. None of these

3. Immediate credit of out station cheques in Baroda Centenary Saving Account is -
A. Rs. 20,000/-
B. Rs. 25,000/-
C. Rs. 50,000/-
D. Rs. 75,000/-
E. Rs. 1,00,000/-

4. Minimum Balance maintain in Baroda Centenary Saving Account -
A. Rs. 500/-
B. Rs. 1000/-
C. Rs. 10000/-
D. Rs. 15000/-
E. Rs. 25000/-

5. Immediate credit of out station cheques at any time in Baroda Advantage Current A\c is max. -
A. Rs. 20,000/-
B. Rs. 40,000/-
C. Rs. 50,000/-
D. Rs. 75,000/-
E. Rs. 1,00,000/-

6. Immediate credit of out station cheques at any time in Baroda Premium Current A\c is max. -
A. Rs. 50,000/-
B. Rs. 75,000/-
C. Rs. 1,25,000/-
D. Rs. 1,50,000/-
E. Rs. 1,75,000/-

7. Immediate credit of out station cheques at any time in Baroda Premium Current A\c Privilege is max. -
A. Rs. 50,000/-
B. Rs. 75,000/-
C. Rs. 1,25,000/-
D. Rs. 1,50,000/-
E. Rs. 1,75,000/-

8. Number of Non-ADC transactions free per month in Baroda Small Business Current Account is -
A. 3
B. 5
C. 8
D. 10
E. Unlimited

9. Baroda Small Business Current Account open at -
A. Metro Branch
B. Urban Branch
C. Rural Branch
D. Rural & Semi-urban Branch
E. Metro & Urban Branch

10. Annual turnover in Baroda Small Business Current Account is limited to -
A. 5 lac
B. 10 lac
C. 15 lac
D. 20 lac
E. 25 lac

Best of Luck…!!!

Answer Key of Above MCQ

1	2	3	4	5	6	7	8	9	10
C	A	B	C	A	A	D	B	E	D

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GK for Promotion Exam

1. Which bank recently, launched home loan overdraft facility for salaried customers - ICICI Bank

2. New Executive Director (ED) of the Reserve Bank of India  - M Rajeshwar Rao

3. The first ever Agricultural Marketing & Farm Friendly Reforms Index was launched by  - NITI Aayog

4. The first company to get RBI approval for debt recast under Scheme for Sustainable Structuring of Stressed Assets -  Hindustan Construction Company Limited

5. The Union Government has signed the loan agreement to improve Assam’s Power Distribution with - Asian Development Bank

6. Who has announced that Rs. 500 and Rs. 1,000 notes will cease to be legal tender - PM Narendra Modi

7. Who has inaugurated Economic Editors’ Conference-2016 in New Delhi - Arun Jaitley

8. India’s first banking robot “Lakshmi” has been launched by the Kumbakonam-based  - City Union Bank

9. Global payments & technology company MasterCard has introduced a safe and secure ‘quick response’ (QR) mobile payments solution in India -  Masterpass QR

10. The RBI has directed banks to waive ATM charges on all transactions done by savings bank customers till - 30th December 2016.

11. The Company named as the 2016 Digital Innovator of the Year by GE Digital - Tata Consultancy Services (TCS )

12. Who has launched India’s first payment bank - Airtel M Commerce Services

13. India has signed bank information sharing deal with the country for the implementation of Automatic Exchange of Information between the two countries - Switzerland

14. RBI has reduced the monthly cash withdrawal limit from the Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts - Rs 10000

15. Airtel Payments Bank Limited recently launched India's first live Payments Bank in – Rajasthan

16. Bank has tied-up with Gujarat State Road Transport Corporation (GSRTC) to digitize payment of bus tickets for his customers - YES Bank.

17. The 50th anniversary of the United Nations Commission on International Trade Law (UNCITRAL) has been hosted by - India.

18. Chairman of the Central Board of Direct Taxes (CBDT)___Sushil Chandra

19. Brand ambassador of Switzerland tourism - Ranveer Singh

20. CEO and MD of Bank of Baroda Capital Markets Ltd. - Ratnesh Kumar

Thanks...!!!

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General Knowledge Question-Answer

1. First domestic bank of India to open a branch in Yangon, Myanmar - State Bank of India

2. Which currency has officially become a member of the International Monetary Fund (IMF)’s basket of global reserve currencies - Yuan

3. India’s GDP growth forecast for 2016, as per World Bank’s latest report South Asia Economic Focus - 7.6%.

4. The 2016 World Economic Forum (WEF) India Economic Summit has been inaugurated in -New Delhi

5. The first edition of the World Sustainable Development Summit (WSDS) 2016 has been inaugurated by - Pranab Mukherjee

6. Chairman and CEO of the Jammu and Kashmir(J&K)bank - Parvez Ahmed

7. Chairman of Insolvency and Bankruptcy Board -  MS Sahoo

8. Chairman of the Indian Bank's Association(IBA) for the financial year 2016-17-  Rajeev Rishi

9. The National Seismic Programme (NSP) has been launched in Odisha by-  Dharmendra Pradhan

10. India’s rank in the 2016 Global Hunger Index (GHI) - 97th

11. The Bank who tied-up with Uber for cash-back of up to 25% for hailing cabs from the app - Standard Chartered Bank.

12. Who has become the first Indian lender to complete a banking transaction using blockchain technology - ICICI Bank.

13. The GST Council reached a consensus on the way the states would be compensated for any loss of revenue after implementation of the new indirect tax regime, GST from - 1 April 2017

14. “Biotech-KISAN scheme” has been launched to empower - small and women farmers

15. The states have topped the 2016 all-India State wise Ease of Doing Business rankings -  Andhra Pradesh and Telangana.

16. The Benami Transactions (Prohibition) Amendment Act, 2016 to curb black money will come into effect from - 1st November 2016.

17. Who has launched the SMS Alert Service for direct taxes for about 2.5 crore private and Government salaried employees at a function in New Delhi-  Arun Jaitley.

18. As a mark of respect to the former President and ‘Missile Man’ of India Dr. A.P.J. Abdul Kalam’s birth anniversary, United Nations has declared his birthday as -  World Students Day

19. Who has been appointed as the Brand Ambassador of Bank of Baroda - P V Sindhu & K Srikant

20. India’s the communication satellite launched by a heavy duty rocket of Arianespace from the spaceport of Kourou in French Guiana -  GSAT-18.

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Novel Prize 2016

Winner of Novel Prize 2016

Field	Person	Country
Medicine	Yoshinori Ohsumi	Japanese
Physics	David Touless	British
	Duncan Haldane	British
	Michael Kosterlitz	British
Chemistry	Jean-Pierre Sauvage	France
	J. Fraser Stoddart	Britain
	Bernald Feringa	Netherland
Peace	Jaun Manuel Santos	Colambia
Economic	Oliver Hart	British
	Bengt Holmstrom	Finland
Literature	Bob Dylan	America

Thanks...!!!

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MCQ for Promotion - Clerical to Officer

MCQ Based On Home Loan -

1. Margin in Home Loans above Rs. 75 lacs.

A.10%
B. 20%
C. 25%
D. 30%
E. 40%

2. LTV Ratio of Home Loans above Rs.30/- Lacs up to Rs.75/- Lacs is -

A. 50%
B. 60%
C. 75%
D. 80%
E. 90%

3. Rate of interest on home loan having CIBIL score 750 is-

A. 1 year MCLR + Strategic Premium
B. 1 year MCLR + Strategic Premium + 0.50%
C. 1 year MCLR + Strategic Premium + 1.00%
D. 1 year MCLR + Strategic Premium + 1.50%
E. 1 year MCLR + Strategic Premium + 2.00%

4. What is the maximum loan limit under Baroda Home loan scheme at Urban ?

A. 500 lac
B. 100 lac
C. 150 lac
D. 200 lac
E. 300 lac

5. What is the maximum time allowed for construction on a plot purchased under our Housing loan ?

A. 12 months
B. 18 months
C. 24 months
D. 30 months
E. 36 months

6. Maximum Limit of Housing Loan in Semi-urbon -
A. 100 Lac
B. 200 Lac
C. 300 Lac
D. 500 Lac
E. 1000 Lac

7. What is the maximum repayment period that can be considered for repayment of Housing Loan?

A.30 Years
B. 25 Years
C. 20 Years
D. 18 Years
E. 15 Years

8. Age of the principal borrower should not be less than ------- years while considering Housing loan ?

A. 18
B. 20
C. 21
D. 25
E. 30

9. Eligible amount of Housing loan for salaried having GMI less than 50,000 –

A. 30 times of GMI

B. 36 times of GMI
C.48 times of GMI
D. 54 times of GMI
E. 60 times of GMI

10. Home loan limit for other than salaried having Gross Annual Income GAI Rs. 2.00 lac & above –

A. 2 times of GAI

B. 4 times of GAI
C. 6 times of GAI
D. 8 times of GAI
E. 10 times of GAI

Best of Luck…!!!

Answer Key of Above MCQ

1	2	3	4	5	6	7	8	9	10
C	D	B	E	E	A	A	B	C	C

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