Study Platform for Banking, JAIIB, CAIIB, Promotion And Technology for dedicated Bankers...!!!

Monday, 19 December 2016

General Knowledge Question-Answer


1. First domestic bank of India to open a branch in Yangon, Myanmar - State Bank of India



2. Which currency has officially become a member of the International Monetary Fund (IMF)’s basket of global reserve currencies - Yuan



3. India’s GDP growth forecast for 2016, as per World Bank’s latest report South Asia Economic Focus - 7.6%.



4. The 2016 World Economic Forum (WEF) India Economic Summit has been inaugurated in -New Delhi



5. The first edition of the World Sustainable Development Summit (WSDS) 2016 has been inaugurated by - Pranab Mukherjee


6. Chairman and CEO of the Jammu and Kashmir(J&K)bank - Parvez Ahmed



7. Chairman of Insolvency and Bankruptcy Board -  MS Sahoo



8. Chairman of the Indian Bank's Association(IBA) for the financial year 2016-17-  Rajeev Rishi



9. The National Seismic Programme (NSP) has been launched in Odisha by-  Dharmendra Pradhan



10. India’s rank in the 2016 Global Hunger Index (GHI) - 97th



11. The Bank who tied-up with Uber for cash-back of up to 25% for hailing cabs from the app - Standard Chartered Bank.



12. Who has become the first Indian lender to complete a banking transaction using blockchain technology - ICICI Bank.



13. The GST Council reached a consensus on the way the states would be compensated for any loss of revenue after implementation of the new indirect tax regime, GST from - 1 April 2017



14. “Biotech-KISAN scheme” has been launched to empower - small and women farmers



15. The states have topped the 2016 all-India State wise Ease of Doing Business rankings -  Andhra Pradesh and Telangana.



16. The Benami Transactions (Prohibition) Amendment Act, 2016 to curb black money will come into effect from - 1st November 2016.



17. Who has launched the SMS Alert Service for direct taxes for about 2.5 crore private and Government salaried employees at a function in New Delhi-  Arun Jaitley.



18. As a mark of respect to the former President and ‘Missile Man’ of India Dr. A.P.J. Abdul Kalam’s birth anniversary, United Nations has declared his birthday as -  World Students Day



19. Who has been appointed as the Brand Ambassador of Bank of Baroda - P V Sindhu & K Srikant



20. India’s the communication satellite launched by a heavy duty rocket of Arianespace from the spaceport of Kourou in French Guiana -  GSAT-18.









Novel Prize 2016


Winner of Novel Prize 2016

Field
Person
Country
Medicine
Yoshinori Ohsumi
Japanese
Physics
David Touless
British

Duncan Haldane
British
Michael Kosterlitz
British
Chemistry
Jean-Pierre Sauvage
France

J. Fraser Stoddart
Britain
Bernald Feringa
Netherland
Peace
Jaun Manuel Santos
Colambia
Economic
Oliver Hart
British

Bengt Holmstrom
Finland
Literature
Bob Dylan
America






Thanks...!!!


Friday, 16 December 2016

MCQ for Promotion - Clerical to Officer


MCQ Based On Home Loan -



1. Margin in Home Loans above Rs. 75 lacs.

A.10%
B. 20%
C. 25%
D. 30%
E. 40%


2. LTV Ratio of Home Loans above Rs.30/- Lacs up to Rs.75/- Lacs is -

A. 50%
B. 60%
C. 75%
D. 80%
E. 90%



3. Rate of interest on home loan having CIBIL score 750 is-

A. 1 year MCLR + Strategic Premium
B. 1 year MCLR + Strategic Premium + 0.50%
C. 1 year MCLR + Strategic Premium + 1.00%
D. 1 year MCLR + Strategic Premium + 1.50%
E. 1 year MCLR + Strategic Premium + 2.00%


4. What is the maximum loan limit under Baroda Home loan scheme at Urban ?

A. 500 lac
B. 100 lac
C. 150 lac
D. 200 lac
E. 300 lac


5. What is the maximum time allowed for construction on a plot purchased under our Housing loan ?

A. 12 months
B. 18 months
C. 24 months
D. 30 months
E. 36 months



6. Maximum Limit of Housing Loan in Semi-urbon -
A. 100 Lac
B. 200 Lac
C. 300 Lac
D. 500 Lac
E. 1000 Lac



7. What is the maximum repayment period that can be considered for repayment of Housing Loan?

A.30 Years
B. 25 Years
C. 20 Years
D. 18 Years
E. 15 Years


8. Age of the principal borrower should not be less than ------- years while considering Housing loan ?

A. 18
B. 20
C. 21
D. 25
E. 30



9. Eligible amount of Housing loan for salaried having GMI less than 50,000 –

A. 30 times of GMI
B. 36 times of GMI
C.48 times of GMI
D. 54 times of GMI
E. 60 times of GMI



10. Home loan limit for other than salaried having Gross Annual Income GAI Rs. 2.00 lac & above –

A. 2 times of GAI
B. 4 times of GAI
C. 6 times of GAI
D. 8 times of GAI
E. 10 times of GAI





Best of Luck…!!!





Answer Key of Above MCQ



1
2
3
4
5
6
7
8
9
10
C
D
B
E
E
A
A
B
C
C





Thursday, 15 December 2016

Mock Test -2 for Promotion- Clerical to Officer



Quiz Based on Finacle Menu


  1. Which menu option can be used to generate a report contains all new accounts opened (as preventive measure)-

  2. NEWACRPT
    NEWACTR
    GRNEWAC
    NEWACINQ
    NEWACRP

  3. The menu option used in CBS for linking of Account number with Aadhaar number -

  4. HANLKAC
    HAPBSLN
    HACLNPR
    HRACLN
    HACLNK

  5. The menu option in Finacle to verify the cheque book request done through ATM

  6. CHQVREQ
    HCHQREQ
    HCHREQ
    CHQREQ
    HCREQ

  7. How to generate TDS Report including TDS deducted in NRO accounts and also closed accounts?

  8. TDSRPT
    TDSREP
    TDSIP
    TDSRT
    TDSDRPT

  9. The menu option in finacle to find interest accrued till date in NPA account -

  10. INTAACR
    ACACCR
    INTACCR
    NPACCR
    NPAINTR

  11. Menu option in finacle to enter a standing instruction is

  12. HSIM
    STP
    HSSIM
    HCLM
    SPP

  13. The finacle menu option for tracking Baroda Connect password is

  14. BCPD
    BCPDT
    ACUID
    HDCR
    BTDM

  15. The finacle menu to map the serial number of magnetic stripe passbook with the account number

  16. SSPBP
    SSPBK
    SPBPK
    SPBPS
    SSPRN

  17. Menu use for concession sanctioned to customers in respect of cash handling charges?

  18. CONCASH
    CHRGCON
    CASHCON
    CONCHRG
    CONCESS

  19. The finacle menu option for blocking card at branch level is

  20. CARDBLK
    DCARDBLK
    DCARDBLOK
    DBCARDBLK
    CARDBLOCK

Wish You Best Of Luck...!!!

Mock Test -1 for Promotion Clerical to officer



Quiz for Promotion


  1. 1. Age of the principal borrower should not be less than ------- years while considering Housing loan ?

  2. 18
    20
    21
    25
    30

  3. 2. What is the maximum repayment period that can be considered for repayment of Housing Loan?

  4. 30 Years
    25 Years
    20 Years
    18 Years
    15 Years

  5. 3. What is the maximum OD facility under the Baroda Salary advantage account?

  6. 0.50 Lac
    1.00 Lac
    2.00 Lac
    3.00 Lac
    5.00 Lac

  7. 4. What is the minimum stipulated limit under the Retail product, “Loan to Doctors”?

  8. 0.50 Lac
    1.00 Lac
    2.00 Lac
    4.00 Lac
    5.00 Lac

  9. 5. What is the maximum time allowed for construction on a plot purchased under our Housing loan ?

  10. 12 months
    18 months
    24 months
    30 months
    36 months

  11. 6. What is the maximum loan limit under Baroda Home loan scheme at Urban ?

  12. 50 lac
    100 lac
    150 lac
    200 lac
    300 lac

  13. 7. What is the maximum limit under Car Loan to a salaried person?

  14. 18 times of G.M.I
    20 times of G.M.I
    24 times of G.M.I
    30 times of G.M.I
    36 times of G.M.I

  15. 8. Rate of interest on home loan having CIBIL score 750 is-

  16. 1 year MCLR + Strategic Premium
    1 year MCLR + Strategic Premium + 0.50%
    1 year MCLR + Strategic Premium + 1.00%
    1 year MCLR + Strategic Premium + 1.50%
    1 year MCLR + Strategic Premium + 2.00%

  17. 9. LTV Ratio of Home Loans above Rs.30/- Lacs up to Rs.75/- Lacs is -

  18. 50%
    60%
    75%
    80%
    90%

  19. 10. Margin in Home Loans above Rs. 75 lacs

  20. 10%
    20%
    25%
    30%
    40%

Wish You Best of Luck




Facebook

; //]]>