MCQ for Promotion - Clerical to Officer

MCQ Based On Home Loan -

1. Margin in Home Loans above Rs. 75 lacs.

A.10%
B. 20%
C. 25%
D. 30%
E. 40%

2. LTV Ratio of Home Loans above Rs.30/- Lacs up to Rs.75/- Lacs is -

A. 50%
B. 60%
C. 75%
D. 80%
E. 90%

3. Rate of interest on home loan having CIBIL score 750 is-

A. 1 year MCLR + Strategic Premium
B. 1 year MCLR + Strategic Premium + 0.50%
C. 1 year MCLR + Strategic Premium + 1.00%
D. 1 year MCLR + Strategic Premium + 1.50%
E. 1 year MCLR + Strategic Premium + 2.00%

4. What is the maximum loan limit under Baroda Home loan scheme at Urban ?

A. 500 lac
B. 100 lac
C. 150 lac
D. 200 lac
E. 300 lac

5. What is the maximum time allowed for construction on a plot purchased under our Housing loan ?

A. 12 months
B. 18 months
C. 24 months
D. 30 months
E. 36 months

6. Maximum Limit of Housing Loan in Semi-urbon -
A. 100 Lac
B. 200 Lac
C. 300 Lac
D. 500 Lac
E. 1000 Lac

7. What is the maximum repayment period that can be considered for repayment of Housing Loan?

A.30 Years
B. 25 Years
C. 20 Years
D. 18 Years
E. 15 Years

8. Age of the principal borrower should not be less than ------- years while considering Housing loan ?

A. 18
B. 20
C. 21
D. 25
E. 30

9. Eligible amount of Housing loan for salaried having GMI less than 50,000 –

A. 30 times of GMI

B. 36 times of GMI
C.48 times of GMI
D. 54 times of GMI
E. 60 times of GMI

10. Home loan limit for other than salaried having Gross Annual Income GAI Rs. 2.00 lac & above –

A. 2 times of GAI

B. 4 times of GAI
C. 6 times of GAI
D. 8 times of GAI
E. 10 times of GAI

Best of Luck…!!!

Answer Key of Above MCQ

1	2	3	4	5	6	7	8	9	10
C	D	B	E	E	A	A	B	C	C

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Mock Test -2 for Promotion- Clerical to Officer

Quiz Based on Finacle Menu

1. Which menu option can be used to generate a report contains all new accounts opened (as preventive measure)-

NEWACRPT
NEWACTR
GRNEWAC
NEWACINQ
NEWACRP


2. The menu option used in CBS for linking of Account number with Aadhaar number -

HANLKAC
HAPBSLN
HACLNPR
HRACLN
HACLNK


3. The menu option in Finacle to verify the cheque book request done through ATM

CHQVREQ
HCHQREQ
HCHREQ
CHQREQ
HCREQ


4. How to generate TDS Report including TDS deducted in NRO accounts and also closed accounts?

TDSRPT
TDSREP
TDSIP
TDSRT
TDSDRPT


5. The menu option in finacle to find interest accrued till date in NPA account -

INTAACR
ACACCR
INTACCR
NPACCR
NPAINTR


6. Menu option in finacle to enter a standing instruction is

HSIM
STP
HSSIM
HCLM
SPP


7. The finacle menu option for tracking Baroda Connect password is

BCPD
BCPDT
ACUID
HDCR
BTDM


8. The finacle menu to map the serial number of magnetic stripe passbook with the account number

SSPBP
SSPBK
SPBPK
SPBPS
SSPRN


9. Menu use for concession sanctioned to customers in respect of cash handling charges?

CONCASH
CHRGCON
CASHCON
CONCHRG
CONCESS


10. The finacle menu option for blocking card at branch level is

CARDBLK
DCARDBLK
DCARDBLOK
DBCARDBLK
CARDBLOCK

Wish You Best Of Luck...!!!

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Mock Test -1 for Promotion Clerical to officer

Quiz for Promotion

1. 1. Age of the principal borrower should not be less than ------- years while considering Housing loan ?

18
20
21
25
30


2. 2. What is the maximum repayment period that can be considered for repayment of Housing Loan?

30 Years
25 Years
20 Years
18 Years
15 Years


3. 3. What is the maximum OD facility under the Baroda Salary advantage account?

0.50 Lac
1.00 Lac
2.00 Lac
3.00 Lac
5.00 Lac


4. 4. What is the minimum stipulated limit under the Retail product, “Loan to Doctors”?

0.50 Lac
1.00 Lac
2.00 Lac
4.00 Lac
5.00 Lac


5. 5. What is the maximum time allowed for construction on a plot purchased under our Housing loan ?

12 months
18 months
24 months
30 months
36 months


6. 6. What is the maximum loan limit under Baroda Home loan scheme at Urban ?

50 lac
100 lac
150 lac
200 lac
300 lac


7. 7. What is the maximum limit under Car Loan to a salaried person?

18 times of G.M.I
20 times of G.M.I
24 times of G.M.I
30 times of G.M.I
36 times of G.M.I


8. 8. Rate of interest on home loan having CIBIL score 750 is-

1 year MCLR + Strategic Premium
1 year MCLR + Strategic Premium + 0.50%
1 year MCLR + Strategic Premium + 1.00%
1 year MCLR + Strategic Premium + 1.50%
1 year MCLR + Strategic Premium + 2.00%


9. 9. LTV Ratio of Home Loans above Rs.30/- Lacs up to Rs.75/- Lacs is -

50%
60%
75%
80%
90%


10. 10. Margin in Home Loans above Rs. 75 lacs

10%
20%
25%
30%
40%

Wish You Best of Luck

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List of Ministers of India-Cabinet 2016

Prime Minister and Council of Ministers - India

S.no	Portfolio	Name
Union Council of Ministers
1	Personnel, Public Grievances and Pensions, Department of Atomic Energy, Department of Space, All important policy issues and All other portfolios not allocated to any Minister	Narendra Modi
Cabinet Ministers
1	Home Affairs	Raj Nath Singh
2	External Affairs	Smt. Sushma Swaraj
3	Finance, Corporate Affairs	Arun Jaitley
4	Urban Development, Housing and Urban Poverty Alleviation, Information & Broadcasting	M. Venkaiah Naidu
5	Road Transport and Highways, Shipping	Nitin Jairam Gadkari
6	Defence	Manohar Parrikar
7	Railways	Suresh Prabhu
8	Statistics & Programme Implementation	D.V.Sadanand Gowda
9	Water Resources, River Development and Ganga Rejuvenation	Sushri Uma Bharati
10	Consumer Affairs, Food and Public Distribution	Ramvilas Paswan
11	Micro, Small and Medium Enterprises	Kalraj Mishra
12	Women and Child Development	Smt. Maneka Sanjay Gandhi
13	Chemicals and Fertilizers, Parliamentary Affairs	Ananthkumar
14	Law & Justice, Electronics & Information Technology	Ravi Shankar Prasad
15	Health and Family Welfare	Jagat Prakash Nadda
16	Civil Aviation	Ashok Gajapathi Raju Pusapati
17	Heavy Industries and Public Enterprises	Anant Geete
18	Food Processing Industries	Smt. Harsimrat Kaur Badal
19	Rural Development, Panchayati Raj, Drinking Water and Sanitation	Narendra Singh Tomar
20	Steel	Chaudhary Birender Singh
21	Tribal Affairs	Jual Oram
22	Agriculture & Farmers Welfare	Radha Mohan Singh
23	Social Justice and Empowerment	Thawar Chand Gehlot
24	Textiles	Smt. Smriti Zubin Irani
25	Science and Technology, Earth Sciences	Dr. Harsh Vardhan
26	Human Resource Development	Prakash Javadekar

Also read : -

GK for Promotional Exam

Bank of Baroda - CL to JMG I, Promotion Question-Answer of General Awareness 2016

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GK for Promotional Exam

General Knowledge

	Policy/Reserve	Rates/Ratio
1	Repo Rate	6.25%
2.	Reverse Repo Rate	5.75%
3.	Bank Rate	6.75%
4.	MSF (Marginal Standing Facility)	6.75%
5.	CRR (Cash Reserve Ratio)	4.00%
6.	SLR (Statutory Liquidity Ratio)	20.75%

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2. Periyar National Park - Mlappara, Kerala

3. 2018 Asian Games will be held at - Indonesia

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5. No1 ranked ATP Tennis Ranking - Andy Murray

6. 9th Jan is celebrated as - Pravasi Bharatiya Divas

7. Statistics Minister - D.V. Sadananda Gowda

8. Who won China Open Badminton – P. V. Sindhu

9. Economics nobel prize in which field - Work in the theory of financial economics

10. APEC summit theme - Quality Growth and Human Development

11. Airtel payment bank is in which state - Rajasthan

12. Indian defeated which team in kabaddi world cup final - Iran

13. Walt Disney celebrated its _______ anniversary recently - 45th Anniversary

14. Who is the President of Israel - Reuven Rivlin

15. Father of the nation's telecom revolution – Sam Pitroda

16. Joint Military Exercise of India & China named as Sino India Corporation 2016 was recently held in - Ladakh, India

17. Grama Vidiyal Microfinance acquired by which bank - IDFC Bank

18. Dalai lama has been bestowed with honorary citizeship by the city - Milan, Italy

19. Nassau is the capital of – Bahamas

20. Banks which is not regulated by RBI - State Bank of Sikkim

21. Typhoon Haima recently came in - Chin

22. 10,000 rs note demonetized in - 1978

23. Indravati National Park - Dantewada, Chhattisgarh

24. Author of One Indian girl - Chetan Bhagat

25. BSBDA max withdrawal- 10000 in a month

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