Based On Memory
Promotion Examination Question 2021
Scale 1 to 2
1. Which
is not one of the panchasutrast in SHG. - Regular Audit
2. Full
form of HFT - Held For Trading
3. TAT
for gold loan in gold loan Shopee - 15 mins
4. Full
form of ECNOS - Export Credit Not Other Specified
5. Gold
loan is - Demand Loan
6. Minimum
Bal for RD in rural areas - Rs 50/-
7. Frequency
Compounding in RD – Quarterly
8. Full
form of IMPS - Immediate payment service
9. Who
issue Demand notice under SARFAESI - Authorised Officer
10. LTV
of 36 LAKHS? (Margin is 20%) - 28.80 Lacs
11. Start-up
QAB - Rs 75000/-
12. QAB
OF Scale up is - Rs 2,50,000/-
13.Full form of
SARFAESI - Securitisation and Asset Reconstruction of Financila Asset
Enforcement of Security Interest
14. Full
Form of CPPC and Where it is located? - Central pension processing centre ,
GANDHI NAGAR
15. Full
form of NPCI - National payments Corporation of India
16. VISA
platinum Daily Cash withdrawal Limit -1 Lac
17. IMPS
Revised Limit Per day - 2 Lacs
18.Other Bank
Credit card payments done through which menu in Finacle? - HPORDM
19. Which
menu is used for NEFT/RTGS transactions in Finacle? - HPORDM
20. In
Planters Card Scheme ,the annual limit should be reviewed by - 31st July
21. Savings
Account ROI will credit in - BKC OD Facility
22.Maximum Loan
in BKC Tatkal Scheme is - 3 Lacs
23. Maximum
Accidental Insurance cover in BKCC is - 50,000/-
24. Margin
in Financing of Tractor in new scheme for Agri cum commercial end use is -20%
25. Maximum
Loan limit in Golden Jubilee Rural Housing Finance Scheme is - Rs 100 Lacs
26.Collateral
Free Loan limit in Baroda Education Loan for Executive Development program is -
15 Lacs
27.What is the
margin for Loan against NSC/LIC if the residual maturity is less than 3 yrs - 15%
of face value
28. What
is the minimum Cut off to give Loan against LIC - 3 Yrs
29. Charge
against LIC - Assignment
30. DLP
of Scale III Manager in Baroda Mortgage Loan is - 25 Lacs
31. What
is payment in Due course? - Payment in good faith and without negligence to
any person
32. ROC
satisfaction of Charge - CHG 4
33.Limit for Pre
approved Housing Loan Without Income Doc's - Rs 20 Lacs
34. Which
variant for Baroda Gift Card - VISA
35. What
is the relation b/w Bank and the customer if the customer left articles
unknowingly - Trustee and Beneficiary
36. Whose
right is Right to set off? - Banker's Right
37. What
is General Lien? - On all securities Generally (Not remembered exactly)
38.Ware House
Receipts Margin? - 30%
39. What
% will deduct for Premature withdrawal? -1%
40. First
Sweep Occurs When the Balance reaches to ----- in Super Savings A/C -Rs
50,000/-
41. QAB
for super Savings Account? - Rs 20,000/-
42. Minimum
Flexi fixed Deposit Amount in BOB Suvidha is – Rs
43. Non-Maintenance
of QAB in Small Current A/c - Rs300+gst
44. Minimum
Bal to open Baroda Advantage CA in Rural Areas? - Rs 2000/-
45.Total Number
of A/c's linked to Debit card? - 9
46. Demat
Account Software - DEBOS
47. Full
form of NCLT - National Company Law Tribunal
48. Paid
up capital for BOB Ltd? - Rs 10 Lacs
49.For change of
Interest in OD/CC Accounts? - HINTTM
50. What
we can modify in Finacle for APY? - Mobile no and E mail
51. Interest
Subsidy in Moratorium Period for Padho Pardesh Scheme -100%
52.SB-129 - Baroda
Govt Bodies Account
53. Intangible
Asset - GOOD WILL
54. RBI
pays Agency Commission i.e. - Non-Fee based Income
55. Lakshya
Scheme is for? - One Time Settlement
56. Handing
over of Mortgage Related Doc's to customer in - 15 working days
57. Baroda
E kart can be canvassed to - Kirana Shops
58. What
is the Insurance covered in Sehat Suraksha Accounts during Campaign is - Rs
1 Lac
59. Corporate
Advertising means?
60. Last
stage in selling is - Closing
61. Minimum
period of Notice by bank for auction of property after taking possession under
SARFAESI Act is ? - 30 Days
62. In
compromise Settle account When the valuation is required? - 5 Cr and above
63. The
borrower who has disposed off the assets created out of bank's loan without the
knowledge of the bank is called? - Wilful Defaulter
64. Tie
up for Drip/ Sprinkler Irrigation is - Finolex Plassion Industries Pvt Ltd
65. The
Public Money Recovery of Dues Act is being recovered as an arrear of - Land
Revenue
66. Full
form of MDRT - Million Dollar Round Table.
67. Appraisal
System - Baroda GEMS
68. To
get benefit under Section 80c,What is the maximum period under ELSS - 3 YRS
69. Maximum
Loan under LIC? - Unlimited (NO Limit)
70. Maximum
Loan of the regular pensioner, if age is 68 yrs ? -Rs 8 Lacs
71. What
% of tax for senior citizens if there is no pan in his account ? - 20%
72. Hypothecation
charge on vehicle is registered in which portal ? - VAHAN
73. Full
form of MMID ? - Mobile money identifier
74. Not
in Negative list of PMEGP activities? - Making JUTE bags
75. Option
not available in M-Connect plus is ? - Blocking Credit Card
76. Baroda
Prime credit card is for - Against 100% FDR
77.Nodal Agency
at national level of PMEGP is – KVIC (khadi and Village Industries
Commission)
78. Subsidy
of Promoter's contribution in General Category of PMEGP is ? - 10%
79.CRILIC is for
? - 5 CR
80. Limit
for Retail Customers to self Linked ccounts in Baroda Connect is ? - Unlimited
81. Who
can issue Recovery Certificate for Recovering Bank Dues -High court (NOT
SURE)
82.To whom bank
has to submit compromise proposal in cases where CBI investigation involved - COCC
ED
83. Relation
b/w price and yield - INVERSE
84. Banner
AD'S are which type of marketing? - Product Marketing (May be Outdoor
Marketing)
85. Agriculture
sector advances will become NPA if not review for how many days? - 180 Days
86. Stock
Audit for NPA/TWO/PWO Accounts done for limit? - 5 CR
87. Priority
Sector lending norms for Export credit is - 40 cr
88.The liability
which can be crystalised at any time but not on the date of bal sheet is? - Contingent
Liability
89. A
& B are Holders of FD, the holder A died and Holder B died in a week? - Legal
Heirs of A & B (NOT SURE)
90. New
Scheme in SB - Sehat Suraksha
91. What
is the menu for inquiry about different charges debited to customers during the
given period in Finacle 10? – HCCI
92. Same
as Q.NO.91
93. What
is not the current Liability? - Shares/ Debentures held more than a year
94. Valuation
at the time of Compromise is - Realisable value
95. Valuation
takes after? - 3 Yrs
96. Which
is not one of the fixed assets? - patent
97. The
LC raised and the same amount limit of Lc (Something) - Revolving LC
98. Applicant
in case of LC is? - Importer/buyer
99. Business
Commencement date to be entered in? -MCEC
100. Under
which Section Right to representation in SARFAESI? -Section 13(3A)
101. Weightage
for ULIPS & GCL Regular -25%
102. Date
of Birth updated through? - DOBVER
103. To
attain Senior citizen ROI, where to update? - It will update Automatically
104. IC
38 Qualified called? - Specified Person
105. If
the loan account account is due the status on which day due is called? - Overdue
106. Baroda
Pensioner OD Limit? - 2 Months Pension
107. Appraiser
Age can relax up to? - 70 yrs
108. Baroda
Tax Savings FDR cannot open by – Company
109. Question
on Banner AD
110. Vetting
of Loan Documents - 10 Lacs
111. Toll
collection - Baroda Fastag
112. RBI
Bulk Deposit - 2 CR
113. BOB
Suvidha FFD -Min 5k in multiples of 1000/-
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