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Wednesday, 14 August 2024

Promotion Examination 2021 Scale I to II

 




Based On Memory

Promotion Examination Question 2021

Scale 1 to 2

 

1.     Which is not one of the panchasutrast in SHG. - Regular Audit

2.     Full form of HFT - Held For Trading

3.     TAT for gold loan in gold loan Shopee - 15 mins

4.     Full form of ECNOS - Export Credit Not Other Specified

5.     Gold loan is - Demand Loan

6.     Minimum Bal for RD in rural areas - Rs 50/-

7.     Frequency Compounding in RD – Quarterly

8.     Full form of IMPS - Immediate payment service

9.     Who issue Demand notice under SARFAESI - Authorised Officer

10. LTV of 36 LAKHS? (Margin is 20%) - 28.80 Lacs

11. Start-up QAB - Rs 75000/-

12. QAB OF Scale up is - Rs 2,50,000/-

13.Full form of SARFAESI - Securitisation and Asset Reconstruction of Financila Asset Enforcement of Security Interest

14. Full Form of CPPC and Where it is located? - Central pension processing centre , GANDHI NAGAR

15. Full form of NPCI - National payments Corporation of India

16. VISA platinum Daily Cash withdrawal Limit -1 Lac

17. IMPS Revised Limit Per day - 2 Lacs

18.Other Bank Credit card payments done through which menu in Finacle? - HPORDM

19. Which menu is used for NEFT/RTGS transactions in Finacle? - HPORDM

20. In Planters Card Scheme ,the annual limit should be reviewed by - 31st July

21. Savings Account ROI will credit in - BKC OD Facility

22.Maximum Loan in BKC Tatkal Scheme is - 3 Lacs

23. Maximum Accidental Insurance cover in BKCC is - 50,000/-

24. Margin in Financing of Tractor in new scheme for Agri cum commercial end use is -20%

25. Maximum Loan limit in Golden Jubilee Rural Housing Finance Scheme is - Rs 100 Lacs

26.Collateral Free Loan limit in Baroda Education Loan for Executive Development program is - 15 Lacs

27.What is the margin for Loan against NSC/LIC if the residual maturity is less than 3 yrs - 15% of face value

28. What is the minimum Cut off to give Loan against LIC - 3 Yrs

29. Charge against LIC - Assignment

30. DLP of Scale III Manager in Baroda Mortgage Loan is - 25 Lacs

31. What is payment in Due course? - Payment in good faith and without negligence to any person

32. ROC satisfaction of Charge - CHG 4

33.Limit for Pre approved Housing Loan Without Income Doc's - Rs 20 Lacs

34. Which variant for Baroda Gift Card - VISA

35. What is the relation b/w Bank and the customer if the customer left articles unknowingly - Trustee and Beneficiary

36. Whose right is Right to set off? - Banker's Right

37. What is General Lien? - On all securities Generally (Not remembered exactly)

38.Ware House Receipts Margin? - 30%

39. What % will deduct for Premature withdrawal? -1%

40. First Sweep Occurs When the Balance reaches to ----- in Super Savings A/C -Rs 50,000/-

41. QAB for super Savings Account? - Rs 20,000/-

42. Minimum Flexi fixed Deposit Amount in BOB Suvidha is – Rs

43. Non-Maintenance of QAB in Small Current A/c - Rs300+gst

44. Minimum Bal to open Baroda Advantage CA in Rural Areas? - Rs 2000/-

45.Total Number of A/c's linked to Debit card? - 9

46. Demat Account Software - DEBOS

47. Full form of NCLT - National Company Law Tribunal

48. Paid up capital for BOB Ltd? - Rs 10 Lacs

49.For change of Interest in OD/CC Accounts? - HINTTM

50. What we can modify in Finacle for APY? - Mobile no and E mail

51. Interest Subsidy in Moratorium Period for Padho Pardesh Scheme -100%

52.SB-129 - Baroda Govt Bodies Account

53. Intangible Asset - GOOD WILL

54. RBI pays Agency Commission i.e. - Non-Fee based Income

55. Lakshya Scheme is for? - One Time Settlement

56. Handing over of Mortgage Related Doc's to customer in - 15 working days

57. Baroda E kart can be canvassed to - Kirana Shops

58. What is the Insurance covered in Sehat Suraksha Accounts during Campaign is - Rs 1 Lac

59. Corporate Advertising means?

60. Last stage in selling is - Closing

61. Minimum period of Notice by bank for auction of property after taking possession under SARFAESI Act is ? - 30 Days

62. In compromise Settle account When the valuation is required? - 5 Cr and above

63. The borrower who has disposed off the assets created out of bank's loan without the knowledge of the bank is called? - Wilful Defaulter

64. Tie up for Drip/ Sprinkler Irrigation is - Finolex Plassion Industries Pvt Ltd

65. The Public Money Recovery of Dues Act is being recovered as an arrear of - Land Revenue

66. Full form of MDRT - Million Dollar Round Table.

67. Appraisal System - Baroda GEMS

68. To get benefit under Section 80c,What is the maximum period under ELSS - 3 YRS

69. Maximum Loan under LIC? - Unlimited (NO Limit)

70. Maximum Loan of the regular pensioner, if age is 68 yrs ? -Rs 8 Lacs

71. What % of tax for senior citizens if there is no pan in his account ? - 20%

72. Hypothecation charge on vehicle is registered in which portal ? - VAHAN

73. Full form of MMID ? - Mobile money identifier

74. Not in Negative list of PMEGP activities? - Making JUTE bags

75. Option not available in M-Connect plus is ? - Blocking Credit Card

76. Baroda Prime credit card is for - Against 100% FDR

77.Nodal Agency at national level of PMEGP is – KVIC (khadi and Village Industries Commission)

78. Subsidy of Promoter's contribution in General Category of PMEGP is ? - 10%

79.CRILIC is for ? - 5 CR

80. Limit for Retail Customers to self Linked ccounts in Baroda Connect is ? - Unlimited

81. Who can issue Recovery Certificate for Recovering Bank Dues -High court (NOT SURE)

82.To whom bank has to submit compromise proposal in cases where CBI investigation involved - COCC ED

83. Relation b/w price and yield - INVERSE

84. Banner AD'S are which type of marketing? - Product Marketing (May be Outdoor Marketing)

85. Agriculture sector advances will become NPA if not review for how many days? - 180 Days

86. Stock Audit for NPA/TWO/PWO Accounts done for limit? - 5 CR

87. Priority Sector lending norms for Export credit is - 40 cr

88.The liability which can be crystalised at any time but not on the date of bal sheet is? - Contingent Liability

89. A & B are Holders of FD, the holder A died and Holder B died in a week? - Legal Heirs of A & B (NOT SURE)

90. New Scheme in SB - Sehat Suraksha

91. What is the menu for inquiry about different charges debited to customers during the given period in Finacle 10? – HCCI

92. Same as Q.NO.91

93. What is not the current Liability? - Shares/ Debentures held more than a year

94. Valuation at the time of Compromise is - Realisable value

95. Valuation takes after? - 3 Yrs

96. Which is not one of the fixed assets? - patent

97. The LC raised and the same amount limit of Lc (Something) - Revolving LC

98. Applicant in case of LC is? - Importer/buyer

99. Business Commencement date to be entered in? -MCEC

100.      Under which Section Right to representation in SARFAESI? -Section 13(3A)

101.      Weightage for ULIPS & GCL Regular -25%

102.      Date of Birth updated through? - DOBVER

103.      To attain Senior citizen ROI, where to update? - It will update Automatically

104.      IC 38 Qualified called? - Specified Person

105.      If the loan account account is due the status on which day due is called? - Overdue

106.      Baroda Pensioner OD Limit? - 2 Months Pension

107.      Appraiser Age can relax up to? - 70 yrs

108.      Baroda Tax Savings FDR cannot open by – Company

109.      Question on Banner AD

110.      Vetting of Loan Documents - 10 Lacs

111.      Toll collection - Baroda Fastag

112.      RBI Bulk Deposit - 2 CR

113.      BOB Suvidha FFD -Min 5k in multiples of 1000/-

 

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