Promotion Exercise JMG S I to II (08.02.2020)

Question and Answer Based on Memory

1. Which is not one of the panchasutrast in SHG -Regular Audit

2. Full form of HFT- held for trading

3. TAT for gold loan in gold loan shopee - 15 minute

4. Full form of ECNOS- Export Credit not other Specified

5. Gold loan is- Demand Loan

6. Minimum Bal for RD in rural areas - Rs 50/-

7. Frequency Compounding of interest in RD - Quarterly

8. Full form of IMPS - Immediate payment service

9. Who issue Demand notice under SARFAESI - Authorized Officer

10. LTV of 36 LAKHS – Rs. 28.80 Lacs (Margin is 20%)

11. QAB Start up c/a - Rs 75000/-

12. QAB OF Scale up c/a - Rs 2,50,000/-

13. Full form of SARFAESI- Securitization and Reconstruction of Financial Asset And Enforcement of Security Interest

14. Full Form of CPPC and where it is located - Central pension processing centre at GANDHI NAGAR

15. Full form of NPCI- National payments Corporation of India

16. VISA platinum Daily Cash withdrawal Limit -1 Lac

17. IMPS Revised Limit Per day - 2 Lacs

18. Other Bank Credit card payments done through which menu in Finacle 10 -  HPORDM

19. Which menu is used for NEFT/RTGS transactions in Finacle 10 - HPORDM

20. In Planters Card Scheme, the annual limit should be reviewed by - 31st July

21. Savings Account ROI will credit in - BKC OD Facility

22. Maximum Loan in BKC Tatkal Scheme is - 3 Lacs

23. Maximum Accidental Insurance cover in BKCC is – Rs. 50,000/-

24. Margin in Financing of Tractor in new scheme for Agriculture cum commercial end use is -20%

25. Maximum Loan limit in Golden Jubilee Rural Housing Finance Scheme is - 100 Lacs

26. Collateral Free Loan limit in Baroda Education Loan for Executive Development program is - 15 Lacs

27. What is the margin for Loan against NSC/LIC if the residual maturity is less than 3 yrs - 15% of face value

28. What is the minimum Cut off to give Loan against LIC - 3 Yrs

29. Charge against LIC - Assignment

30. DLP of Scale III Manager in Baroda Mortgage Loan is - 25 Lacs

31. What is payment in Due course - Payment in good faith and without negligence to any person

32. ROC satisfaction of Charge - CHG 4

33. Limit for Pre approved Housing Loan without Income Doc's - Rs 20 Lacs

34. Which variant for Baroda Gift Card - VISA

35. What is the relation b/w Bank and the customer if the customer left articles unknowingly - Trustee and Beneficiary

36. Whose right is Right to set off - Banker’s Right

37. What is General Lien? -On all securities Generally(Not remembered exactly)

38. Ware House Receipts Margin - 30%

39. What % will deduct for premature withdrawal -1%

40. First Sweep Occurs When the Balance reaches to ----- in Super Savings A/C- Rs 50,000/-

41. QAB for super Savings Account - Rs 20,000/-

42. Minimum Flexi fixed Deposit Amount in BOB Suvidha is -

43. Non Maintenance of QAB in Small Current A/c – Rs 300 + GST

44. Minimum Bal to open Baroda Advantage CA in Rural Areas -  Rs 2000/-

45. Total Number of A/c's linked to Debit card - 9

46. Demat Account Software - DEBOS

47. Full form of NCLT - National Company Law Tribunal

48. Bank Of Baroda founded with Paid up capital  -  10 Lacs

49. For change of Interest in OD/CC Accounts - HINTTM

50. What we can modify in finacle for APY - Mobile no and E mail

51. Interest Subsidy in Moratorium Period for Padho Pardesh Scheme - 100%

52. Name of Govt a/c SB-129 - Baroda Govt Bodies Account

53. Intangible Asset - GOOD WILL

54. Received  Commission from Govt a/c is - Non Fee based Income

55. Lakshya Scheme is for - One Time Settlement

56. Handing over of Mortgage Related Doc's to customer in - 15 working days

57. Baroda E kart can be canvassed to - Kirana Shops

58. What is the Insurance covered in Sehat Suraksha Accounts during Campaign is - Rs 1 Lac

59. Corporate Advertising means -

60. Last stage in selling is - Closing

61. Minimum period of Notice by bank for auction of property after taking possession under SARFAESI Act is - 30 Days

62. In compromise Settle account When the valuation is required - 5 Cr and above

63. The borrower who has disposed off the assets created out of bank's loan without the knowledge of the bank is called -  Wilful Defaulter

64. Tie up for Drip/ Sprinkler Irrigation is - Finolex Plassion Industries Pvt ltd

65. The Public Money Recovery of Dues Act is being recovered as an arrear of - Land Revenue

66. Full form of MDRT - Million Dollar Round Table.

67. Appraisal System - Baroda GEMS

68. To get benifit under Section 80c,What is the maximum period under ELSS - 3 YRS

69. Maximum Loan under LIC - Unlimited (NO Limit)

70. Maximum Loan of the regular pensioner, if age is 68 yrs -Rs 8 Lacs

71. What % of tax for senior citizens if there is no pan in his account - 20%

72. Hypothecation charge on vehicle is registered in which portal - VAHAN

73. Full form of MMID - Mobile money identifier

74. Not in Negative list of PMEGP activities - Making JUTE bags

75. Option not available in M-Connect plus is - Blocking Credit Card

76. Baroda Prime credit card is for - Against 100% FDR

77. Nodal Agency at national level of PMEGP is – KVIC (khadi and villag Industries Commission)

78. Subsidy of Promoter's contribution in General Category of PMEGP is - 10%

79. CRILIC is for - 5 CR

80. Limit for Retail Customers to self Linked ccounts in Baroda Connect is - Unlimited

81. Who can issue Recovery Certificate for Recovering Bank Dues - High court (NOT SURE)

82. To whom bank has to submit compromise proposal in cases where CBI investigation - COCC ED

83. Relation b/w price and yield - INVERSE

84. Banner AD'S are which type of marketing - Product Marketing(May be Outdoor Marketing)

85. Agriculture sector advances will become NPA if not review for how many days -  180 Days

86. Stock Audit for NPA/TWO/PWO Accounts done for limit - 5 CR

87. Priority Sector lending norms for Export credit is - 40 cr

88. The liability which can be crystallized at any time but not on the date of bal sheet is - Contingent Liability

89.A & B are Holders of FD, the holder A died and Holder B died in a week - Legal Heirs of A & B (NOT SURE)

90. Launch Saving a/c linked with Health Insurance – Baroda Sehat Suraksha

91. What is the menu for inquiry about different charges debited to customers during the given period in Finacle 10 - HCCI

92. Same as Q.NO.91

93. What is not the current Liability - Shares/ Debentures held more than a year

94. Valuation at the time of Compromise is - Realizable value

95. Valuation takes after - 3 Yrs

96. Which is not one of the fixed asset - Patent

97. The LC raised and the same amount limit of Lc (Something) - Revolving LC

98. Applicant in case of LC is - Importer/buyer

99. Business Commencement date to be entered in - MCEC

100. Under which Section Right to representation in SARFAESI - Section 13(3A)

101. Weightage for ULIPS & GCL Regular - 25%

102. Date of Birth updated through - DOBVER

103. To attain Senior citizen ROI, where to update - It will update automatically

104. IRDA IC 38 Qualified called - Specified Person

105. If the loan account is due the status on which day due is called - Overdue

106. Baroda Pensioner OD Limit - 2 Months Pension

107. Appraiser Age can relax by RM up to - 70 yrs

108. Baroda Tax Savings FDR cannot open by - Company

109. Question on Banner AD

110. Vetting of Loan Documents - 10 Lacs

111. Toll collection - Baroda Fastag

112. Bulk Deposit - 2 CR

113. BOB Suvidha ffd -MIn 5k in multiples of 1000/-

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(Disclaimer – All the questions are based on memory as received by sources, if any answer is not correct and need any modification then suggest me in comment box.)

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