QUESTION AND ANSWER BASED ON MEMORY
1. Bank of Baroda found with paid up capital - 10.00 Lac
2. RBIA full Form – Risk Based Internal Audit
3. Marks allocated for Mandatory courses in GEMS – 1 mark
4. How many grading consist in GEMS – 5 (AA, A, BBB, BB, B)
5. Name of initiative taken for next generation – WeLead (as per option)
6. Bank has start a program for professional courses and development of employee – SPEED
7. Bank provide welcome kit consist of – Thanks letter, ATM card, cheque
8. one of Payment gateway ask – RozarPay (as per option)
9. Maximum Limit of Skill India Loan – 1.5 Lac
10. Who can appoint recovery agent – Chief Manager
11. In Baroda Ashray Loan at the time of repayment first provide chance to legal heirs for – 2 month
12. Full form of UFCE- Un-hedged foreign currency exposure
13. Full form of ICAAP – Internal Capital Adequacy Assessment Process
14. Along with SIDBI how many PSU banks include in loan in 59 minutes – 6 bank
15. Baroda Tankerz scheme is part of – Stand up India scheme
16. In Commercial vehicle finance which segment is not include – Gold Strategy fleet
17. As per company act 2013 maximum no of member in Private Ltd Co – 200
18. STR full form – Suspicious Transaction Report
19. Limited mortgage year – 12 years
20. LIC what type of security in Loan against LIC – Assignment
21. In premier Current Account what are the DD/BC concession charge – 50%
22. Rupay Platinum Card issued in which type of salary variant : Baroda Premium Salary A/c
23. Minimum amt. of Term Deposit in Baroda Bachat Mitra - 10000/-
24. Maximum limit in Metro in Baroda Trader Loan - 1000 Lac
25. Maximum Limit for Baroda Mortgage Loan in Urban Area - 500 Lac
26. Co-applicant age in Housing Loan – 18 years
27. Min. Age to open Baroda salary account – 18 years
28. how many days’ notice issued to auction of ceased car – 30 days
29. Margin for Baroda Farmer new four wheeler vehicle Loan - 15%
30. Margin for Car loan – 10%
31. Baroda Salary advantage account minimum take home salary for OD – 5000/-
32. Baroda Salary advantage OD facility should be in credit in maximum days – 60 days
33. Baroda Super salary account OD facility sanction after how many salary credit – Two salary
34. If some one get 40000/- pm salary which salary variant suggested : Baroda salary Classic
35. Education Loan subsidy lodged menu – EDULOANM
36. Revised name of Domestic Loan Policy – Group Credit Exposure Management Policy
37. Maximum household income for eligibility of education loan subsidy – 4.5 Lac
38. Baroda Bachat Mitra Max. OD faclity – 100000/-
39. Baroda Champ total transaction limit – 5000/-
40. Pension scheme for un-organized sector – Atal Pension Yojna
41. PPF account can be extend for how many years in once – 5 years
42. Minimum amt for Baroda Tax Saving FDR – 100/-
43. Minimum Age for APY – 18 years
44. Atal pension Yojna is orgnized by - PFRDA
45. Minimum Age of insurance on rupay debit card: 5 year
46. Baroda connect OTP period - 3 Minute
47. OLTAS full form – On Line Tax Accounting System
48. Baroda Prime credit card issued against security – 100% FDR
49. Amortization schedule printing Menu after loan – HLARSH
50. Maximum Limit of Smart Phone sanction for Farmer – 10000/-
51. Max. Limit of Warehouse to individual Farmer – 50.00 Lac
52. Food and Agro processing WC assessment – 20%
53. NPV while calculating compromise – 12%
54. If a loan account in credit than how to debit account – HPAYOFF
55. PMFBY decided by authority – District level technical committee
56. In recovery initiation of SARFAESI officer called – Authorized officer
57. NPA report Menu – NPARPT
58. modification of Activity code in the account – HACM
59. Full Form of EMV – Europay, Master, VISA
60. What is the name our bank A category foreign business branch – Specialized integrated Branch
61. What is the Full form of CGFMU – Credit Guarantee Fund of Micro Units
62. File within 7 days of initiating action under Section-13(4) for possession – CAVEAT
63. Depository services related question - DEBOS
64. What is MTM - Mark to Market
65. How many services available at BC – 11 or 12
66. For Baroda Classic salary account relationship manager provide which type of service – Phone
67. Net Relationship Value (NRV) in Baroda Radiance eligibility – 50 Lakh and above
68. Full form of FOB – Free on Board
69. Rate of Interest on Sovereign gold bond – 2.5%
70. Who issue Sovereign gold bond – RBI
71. When a loan amt. not paid on due date it is converted in – Overdue
72. Employee failed to keep confidentiality of customer comes in which core value – Integrity
73. Employee “Gold quality work done” in which core value – Customer Centricity (Ans. None)
74. Which product Pre approve not available – Baroda Trader Loan
75. In Balance Sheet how goodwill shows – Intangible Asset
76. In Balance sheet which is not a Fixed asset – Patent
77. Which is Fund based facility – Bill discounting
78. A term loan EMI in a year from as on date will show in balance sheet – Current Liability
79. If term loan EMI paid after 1 year – Non current Liability
80. One question related to “Hand Holding” period – Two Month
81. ___ is one where a suspicion of fraudulent activity is thrown up by the presence of one or more Early Warning Signals (EWS)- Red Flagged Account
82. External rating in respect of credit proposal with exposure above - Rs.5.00 CR
83. Mono Crop BKCC due period – 12 month
84. Scheme for Warehouse account – CC007
85. NRO Term deposit Maximum period – 120 month
86. A borrower in SARFAESI action after taking possession create obstruction to sale the property is called – Non-cooperative
87. in BKCC account Menu for bifurcation of Subvention and non subvention limit – HACLHM
88. LAD date modification in Loan account Menu – HACMLA
89. For export a person compulsory – Export Import Code
90. Bill Purchase (BP)/Bill discounting (BD) modification menu – HACMBP
91. BEP numerical question – 5000/-
92. Total Group Term Life Insurance for staff – 20 Lac
93. Maximum Room tariff available for staff medical insurance – 4000/-
94. Concession of ROI for girls in Baroda Vidhya Loan – 0.50%
95. Menu for inquiry of inventory after transfer in other branch – HIMI
96. What is ONUS ATM – Our customer with our ATM
97. Maximum coverage of Micro and small enterprises in CGTMSE – 200 Lac
98. Bank in Letter of Credit deal in – Document
99. Full form of NCLT – National Company Law Tribunal
100. Number of inquiry of Aadhar linking in account - *99*99#
101. Mutual agreement between borrower and creditor where provision not require– Compromise
102. At which minimum amt in super saving first auto sweep held – 60000
103. Food processing adhoc limit – 10%
104. full form of SWIFT – Society for worldwide interbank financial telecommunication
105. Risk related question – Operational Risk
106. In housing Loan cut off marks for eligibility out of 168 – 96
107. How much landholding categorized a small farmer – 1 to 2 hectare
108. Moratorium period in Baroda premier education loan – Course period + 1 year
109. Full form of LLPS – Loan lifecycle Processing system
110. TOM transaction reconcile at – next day from the transaction date
111. In LC who is applicant – Importer/Buyer
112. USD 1 = Rs. 71.10 which type of quote – Direct Quote
113. EEFC account type – Current Account
114. In pre approved house loan max limit for document not required – 20 Lakh
115. In retail loan vetting have to done above from – 10.00 Lakh
116. Margin in Pharm maintenance loan – 25%
117. Max limit where collateral not required in Micro and small enterprises - 10 lakh
118. NEFT received remitter verification Menu – HPORDM
119. Reimbursement of housing loan for purchase/construction maximum month ago – 24 month
120. Insurance amt. available on Rupay Card – 100000/-
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