Question and Answer Based on Memory
1. Which is not one of the panchasutrast in SHG -Regular
Audit
2. Full form of HFT- held for trading
3. TAT for gold loan in gold loan shopee - 15 minute
4. Full form of ECNOS- Export Credit not other
Specified
5. Gold loan is- Demand Loan
6. Minimum Bal for RD in rural areas - Rs 50/-
7. Frequency Compounding of interest in RD - Quarterly
8. Full form of IMPS - Immediate payment service
9. Who issue Demand notice under SARFAESI - Authorized
Officer
10. LTV of 36 LAKHS – Rs. 28.80 Lacs (Margin is 20%)
11. QAB Start up c/a - Rs 75000/-
12. QAB OF Scale up c/a - Rs 2,50,000/-
13. Full form of SARFAESI- Securitization and Reconstruction
of Financial Asset And Enforcement of Security Interest
14. Full Form of CPPC and where it is located - Central
pension processing centre at GANDHI NAGAR
15. Full form of NPCI- National payments Corporation
of India
16. VISA platinum Daily Cash withdrawal Limit -1 Lac
17. IMPS Revised Limit Per day - 2 Lacs
18. Other Bank Credit card payments done through which
menu in Finacle 10 - HPORDM
19. Which menu is used for NEFT/RTGS transactions in
Finacle 10 - HPORDM
20. In Planters Card Scheme, the annual limit should be
reviewed by - 31st July
21. Savings Account ROI will credit in - BKC OD
Facility
22. Maximum Loan in BKC Tatkal Scheme is - 3 Lacs
23. Maximum Accidental Insurance cover in BKCC is – Rs.
50,000/-
24. Margin in Financing of Tractor in new scheme for Agriculture
cum commercial end use is -20%
25. Maximum Loan limit in Golden Jubilee Rural Housing
Finance Scheme is - 100 Lacs
26. Collateral Free Loan limit in Baroda Education Loan
for Executive Development program is - 15 Lacs
27. What is the margin for Loan against NSC/LIC if the
residual maturity is less than 3 yrs - 15% of face value
28. What is the minimum Cut off to give Loan against LIC
- 3 Yrs
29. Charge against LIC - Assignment
30. DLP of Scale III Manager in Baroda Mortgage Loan is -
25 Lacs
31. What is payment in Due course - Payment in good
faith and without negligence to any person
32. ROC satisfaction of Charge - CHG 4
33. Limit for Pre approved Housing Loan without Income
Doc's - Rs 20 Lacs
34. Which variant for Baroda Gift Card - VISA
35. What is the relation b/w Bank and the customer if the
customer left articles unknowingly - Trustee and Beneficiary
36. Whose right is Right to set off - Banker’s Right
37. What is General Lien? -On all securities Generally(Not
remembered exactly)
38. Ware House Receipts Margin - 30%
39. What % will deduct for premature withdrawal -1%
40. First Sweep Occurs When the Balance reaches to -----
in Super Savings A/C- Rs 50,000/-
41. QAB for super Savings Account - Rs 20,000/-
42. Minimum Flexi fixed Deposit Amount in BOB Suvidha is
-
43. Non Maintenance of QAB in Small Current A/c – Rs 300
+ GST
44. Minimum Bal to open Baroda Advantage CA in Rural
Areas - Rs 2000/-
45. Total Number of A/c's linked to Debit card - 9
46. Demat Account Software - DEBOS
47. Full form of NCLT - National Company Law Tribunal
48. Bank Of Baroda founded with Paid up capital - 10
Lacs
49. For change of Interest in OD/CC Accounts - HINTTM
50. What we can modify in finacle for APY - Mobile no
and E mail
51. Interest Subsidy in Moratorium Period for Padho
Pardesh Scheme - 100%
52. Name of Govt a/c SB-129 - Baroda Govt Bodies
Account
53. Intangible Asset - GOOD WILL
54. Received Commission from Govt a/c is - Non Fee based
Income
55. Lakshya Scheme is for - One Time Settlement
56. Handing over of Mortgage Related Doc's to customer in
- 15 working days
57. Baroda E kart can be canvassed to - Kirana Shops
58. What is the Insurance covered in Sehat Suraksha
Accounts during Campaign is - Rs 1 Lac
59. Corporate Advertising means -
60. Last stage in selling is - Closing
61. Minimum period of Notice by bank for auction of
property after taking possession under SARFAESI Act is - 30 Days
62. In compromise Settle account When the valuation is
required - 5 Cr and above
63. The borrower who has disposed off the assets created
out of bank's loan without the knowledge of the bank is called - Wilful Defaulter
64. Tie up for Drip/ Sprinkler Irrigation is - Finolex
Plassion Industries Pvt ltd
65. The Public Money Recovery of Dues Act is being
recovered as an arrear of - Land Revenue
66. Full form of MDRT - Million Dollar Round Table.
67. Appraisal System - Baroda GEMS
68. To get benifit under Section 80c,What is the maximum
period under ELSS - 3 YRS
69. Maximum Loan under LIC - Unlimited (NO Limit)
70. Maximum Loan of the regular pensioner, if age is 68
yrs -Rs 8 Lacs
71. What % of tax for senior citizens if there is no pan
in his account - 20%
72. Hypothecation charge on vehicle is registered in
which portal - VAHAN
73. Full form of MMID - Mobile money identifier
74. Not in Negative list of PMEGP activities - Making
JUTE bags
75. Option not available in M-Connect plus is - Blocking
Credit Card
76. Baroda Prime credit card is for - Against 100% FDR
77. Nodal Agency at national level of PMEGP is – KVIC (khadi
and villag Industries Commission)
78. Subsidy of Promoter's contribution in General
Category of PMEGP is - 10%
79. CRILIC is for - 5 CR
80. Limit for Retail Customers to self Linked ccounts in
Baroda Connect is - Unlimited
81. Who can issue Recovery Certificate for Recovering
Bank Dues - High court (NOT SURE)
82. To whom bank has to submit compromise proposal in
cases where CBI investigation - COCC ED
83. Relation b/w price and yield - INVERSE
84. Banner AD'S are which type of marketing - Product
Marketing(May be Outdoor Marketing)
85. Agriculture sector advances will become NPA if not
review for how many days - 180 Days
86. Stock Audit for NPA/TWO/PWO Accounts done for limit -
5 CR
87. Priority Sector lending norms for Export credit is - 40
cr
88. The liability which can be crystallized at any time
but not on the date of bal sheet is - Contingent Liability
89.A & B are Holders of FD, the holder A died and
Holder B died in a week - Legal Heirs of A & B (NOT SURE)
90. Launch Saving a/c linked with Health Insurance – Baroda
Sehat Suraksha
91. What is the menu for inquiry about different charges
debited to customers during the given period in Finacle 10 - HCCI
92. Same as Q.NO.91
93. What is not the current Liability - Shares/ Debentures
held more than a year
94. Valuation at the time of Compromise is - Realizable
value
95. Valuation takes after - 3 Yrs
96. Which is not one of the fixed asset - Patent
97. The LC raised and the same amount limit of Lc
(Something) - Revolving LC
98. Applicant in case of LC is - Importer/buyer
99. Business Commencement date to be entered in - MCEC
100. Under which Section Right to representation in
SARFAESI - Section 13(3A)
101. Weightage for ULIPS & GCL Regular - 25%
102. Date of Birth updated through - DOBVER
103. To attain Senior citizen ROI, where to update - It
will update automatically
104. IRDA IC 38 Qualified called - Specified Person
105. If the loan account is due the status on which day
due is called - Overdue
106. Baroda Pensioner OD Limit - 2 Months Pension
107. Appraiser Age can relax by RM up to - 70 yrs
108. Baroda Tax Savings FDR cannot open by - Company
109. Question on Banner AD
110. Vetting of Loan Documents - 10 Lacs
111. Toll collection - Baroda Fastag
112. Bulk Deposit - 2 CR
113. BOB Suvidha ffd -MIn 5k in multiples of 1000/-
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(Disclaimer – All the questions are based on
memory as received by sources, if any answer is not correct and need any
modification then suggest me in comment box.)
Your welcome