Q 1 You have received proposal for construction of compos pit and purchase of related equipment for setting up vermicompost unit. You will not stipulate margin provided the loan is _____ and not stipulate collateral security provide the loan is_____.
a) 25,000 an Rs. Rs. 50,000
b) Rs. 1.00 lakh for both
c) Rs. 1.60 lakh for both
d) Rs. 1.60 lakh and Rs.1.00 lakh
Q 2 The process whereby fertilizers are injected for soil amendments, water amendments, and others amendments generally related with irrigations system, is known as
a) Neo-irrigation
b) Fertigation
c) Chemigation
d) Nurugation
Q 3 National Horticulture Board is located at
a) New Delhi
b) Gurgaon
c) Patiala
d) Palampur
Q 4 It is estimated that startups in year 2019 created indirect jobs to the extent of
a) 1 million
b) 1.5 million
c) 3 million
d) 0.5 million
Q 5 A Regional Rural Bank has made huge gains on account of sale of assets and gain has been taken to Capital Reserve Account. For the purpose of Capital Adequacy norms, this will be reckoned as
a) Common Equity Capital CET 1
b) Additional Tier I Capital
c) Tier II Capital
d) Not to be reckoned for the purpose of CAR
Q 6 Sovereign Gold Bonds issued by Government of India are held as Bond Ledger Account (BLA). Your bank proposes to extend loan against security of these bonds. How will you mark lien against this security?
a) SGBs held in BLA cannot be accepted as security
b) The lien can be marked with the depository
c) The lien can be marked in E Kuber portal
d) The lien for BLA bonds are to be marked on Certificate of Holding
Q 7. The RBI has directed the banks to ensure NEFT facility to customers on 24 x 7 hours basis on all days including holidays. The NEFT Facility post banking hours will be available to the customers through
a) Online Gateway
b) Straight Through Process
c) Connect Servers
d) PoS
Q 8 The ______ is the confirmation message given to Customers for NEFT credit
a) N10
b) N11
c) ST10
d) ST11
Q 9 An asset reconstruction company cannot acquire financial assets on bilateral basis from the following (Mark the answer which contains the correct options)
i) Bank/FI which is sponsor of ARC
ii) Bank/FI which is lender to ARC
iii) Bank/FI which is subscriber to the ARC
iv) An entity in the group to which ARC belongs
a) All are correct
b) only (i)
c) (i) (ii) and (iii)
d) (i) (ii) and (iv)
Q 10 REPO transaction means offering security and obtaining funds against that security, with an agreement to reverse the transaction on maturity of transaction. The first leg the transaction is completed on
a) The day of transaction
b) next day of transaction
c) On (a) or (b)
d) T+0, or T+1 or T+2
Q 11 The last security to be added in the list of securities against which a repo transaction can be completed.
a) Units of Debt Exchange Traded Funds
b) Certificate of Deposit
c) Commercial Paper
d) Bharat ETF
Q 12 In a repo transaction the value of security, against which repo transaction is made, is valued on day of last leg __________
a) Market Value on the day of last leg
b) Market value as arrived on the day of first leg
c) Market value as arrived on the day of first leg plus interest
d) Not required to be arrived
Q 13 Who among the following has been appointed as Head of National Stock Exchange
a) Ashok Chawla
b) Girish Chaturvedi
c) Lini Sajeesh
d) Ripu Daman
Q 14 Which of the following is true regarding Small Finance Banks
i) Resident Individuals can float a Small Finance Bank
ii) Corporates can float a Small Finance Bank
iii) The minimum capital required is Rs. 200 Cr
iv) The minimum capital required is Rs. 100 Cr
a) (i) (ii) and (iii)
b) (i) (ii) and (iv)
c) (i) and (iii)
d) (ii) and (iii)
Q 15 An individual alongwith relatives can have maximum _____ of paid up voting equity capital in a small finance bank.
a) 15%
b) 10%
c) 26%
d) 40%
Answers
1-c 2-b 3-b 4-b 5-a 6-c 7-b 8-a 9-a 10-c
11-a 12-c 13-b 14-a 15-b
