When you open a LABOD/ODBOD account, then you have to link and noted lien on the FDR against which bank provide LABOD/ODBOD. In Finacle 10, at the time of closer of the LABOD/ODBOD, you have to run the two Menu HCLM and HSCLM for lifting the lien and unlink FDR from existing LABOD/ODBOD Accounts.
First of all, you have to find the Collateral ID, created at the time of linking. For this
Step 1. Invoke Menu – HCLL
Write the LABOD/ODBOD account number in A/c field.
Then note down the collateral ID shown here.
Step 2. Now invoke the Menu – HCLM
Function – Modify
Go to “Particular TAB” and make the full Benefit flag as “N”
Then Submit.
Now, Verify the HCLM by the another user
From the above process, Lien on FDR will be remove. So now, go for the delinking of FDR, for this run the Menu HSCLM
Step 3. Invoke menu – HSCLM
Function – Unlink
Fetch Collateral ID write earlier.
Reason code – “Migration Withdrawal” from searcher.
Then Submit.
Now verify the HSCLM by another user.
After verification of HSCLM, the said FDR will be delink. You can check by invoke HACCBAL Menu for confirming the lifting of lien amount of FDR.
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