Based on Memory of Student
Exam Date 15.01.2017
1. MMID – Mobile Money Identifier
2. IMPS – Immediate Payment Service
3. CVV – Card Verification Value
4. CERSAI – Central Registry of Securitization Asset Reconstruction & Security Interest
2. IMPS – Immediate Payment Service
3. CVV – Card Verification Value
4. CERSAI – Central Registry of Securitization Asset Reconstruction & Security Interest
5. ASBA – Applications Supported by Blocked
Amount
6. NUUP – National Unified USSD Platform
7. STR – Suspicious Transaction Report
8. UIDAI – Unique Identification Authority of
India
9. BCSBI – Banking Codes & Standards Board of India
10. MIBOR – Mumbai Inter Bank Offered Rate
11. SWIFT – Society for Worldwide Interbank
Financial Telecommunication
12. In new UPI system, VPA stands for – Virtual Payment Address
13. Maximum limit for NEFT transfer is – Rs. 50 Crore
14. 24560100012345 is – Saving Account.
15. Threshold limit in Baroda Premium Current A/c – Rs. 5,00,000/-
16. Min. balance in Baroda Super Savings A/c – Rs. 20,000/-
12. In new UPI system, VPA stands for – Virtual Payment Address
13. Maximum limit for NEFT transfer is – Rs. 50 Crore
14. 24560100012345 is – Saving Account.
15. Threshold limit in Baroda Premium Current A/c – Rs. 5,00,000/-
16. Min. balance in Baroda Super Savings A/c – Rs. 20,000/-
17. Auto Reverse Sweep facility in Baroda
Pension Savings A/c – 180 days
18. Minimum balance in Baroda Bachat Mitra
Savings A/c – No min. balance
19. For OD facility, minimum FD amount under
Baroda Mitra Savings A/c – Rs. 10,000/-
20. Min. period for which FDR A/c can be
opened – 7 days
21. Maximum period for NRO Fixed Deposit A/c –
120 Months
22. Minimum period for Baroda Tax Savings FDR
– 5 Years
23. Minimum core installment in Yatha Shakti
Jama Yojana – Rs. 100/-
24. Maximum times of deposit in a month under
Yatha Shakti Jama Yojana – 3 times
25. Premature charge is not applicable if
Fixed Deposit A/c is upto Rs 5 lakhs and has been kept for minimum – 1 Year
26. Minimum period for FCNR A/c – 1 Year
27. Max. amount that can be deposited in PPF A/c in a Financial Year – Rs. 1.50 Lac
27. Max. amount that can be deposited in PPF A/c in a Financial Year – Rs. 1.50 Lac
28. Maximum times we can avail Loan on PPF - (2/3/4/1)
29. Menu for PAN verification from NSDL – PANVAL
29. Menu for PAN verification from NSDL – PANVAL
30. Menu for Aadhaar linking – HAPBSLN
31. Menu for NEFT Beneficiary Registration
through ATM – BENRATM
32. Menu for Unfreeze kiosk Account - FREEREC
33. Finacle Menu To adjust EMI keeping
repayment period unchanged if the customer prepays lumpsum loan amount –
34. Pradhan Mantri Suraksha Bima Yojana is –
An Accidental Insurance Scheme
35. Premium for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJBY) is – Rs. 330/-
36. Baroda Contact Centre through IVR – 24 X 7
35. Premium for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJBY) is – Rs. 330/-
36. Baroda Contact Centre through IVR – 24 X 7
37. RuPay Card was launched by – NPCI
38. Baroda Gift Card is issued in association
with - VISA
39. Maximum amount that can be loaded in Baroda Gift Card – Rs. 50,000/-
40. Minimum USD that can be loaded in Baroda Travel Easy Card - $200
41. Letter of Credit, the Beneficiary is – Exporter/Seller
42. In letter of Credit, issuing bank is also called – Opening Bank
43. Principal or interest payment remains overdue under SMA1 category for – 31-60 Day
44. Banks must register details of security interest created by them with CERSAI within __ its creation – 30 Days
45. Maximum limit of Education loan under priority sector - 10 lakh
46. Target for Micro Enterprise under Priority Sector Credit – 7.50%
47. Repayment Period for Baroda Improvement Home Loan – 15 Years
48. For Loan of Rs 5lac to doctors, he should be in same profession from – 3 Years
39. Maximum amount that can be loaded in Baroda Gift Card – Rs. 50,000/-
40. Minimum USD that can be loaded in Baroda Travel Easy Card - $200
41. Letter of Credit, the Beneficiary is – Exporter/Seller
42. In letter of Credit, issuing bank is also called – Opening Bank
43. Principal or interest payment remains overdue under SMA1 category for – 31-60 Day
44. Banks must register details of security interest created by them with CERSAI within __ its creation – 30 Days
45. Maximum limit of Education loan under priority sector - 10 lakh
46. Target for Micro Enterprise under Priority Sector Credit – 7.50%
47. Repayment Period for Baroda Improvement Home Loan – 15 Years
48. For Loan of Rs 5lac to doctors, he should be in same profession from – 3 Years
49. Financial leverage- Debt equity
ratio/profitability ration/current assets ration/DCSR rario
50. MPBF method 1 is -(25% of WC/25% of
current assets/25%of core current assets)
51. Maximum co applicant restricted UpTo
in Baroda mortgage loan -(3/4/5/6)
52. Agricultural advance for short duration
will be NPA if the instalment of principal or interest amount remain overdue – For
two crop seasons
53. An account where the regular credit limits have not been reviewed/renewed within ________ from due date is NPA – 180 Days
54. In the a/c where there is a significant erosion n the value of security i.e. if the realizable value of the security is less than 50% of the value of security assessed in the last year by the bank. This account is classified as – Doubtful
55. Maximum loan limit for Baroda Traders Loan to Commission Agents for Metro Branches - ?
56. Which of following is not RBI approved domestic credit rating agency- Dun & Bradstreet.
53. An account where the regular credit limits have not been reviewed/renewed within ________ from due date is NPA – 180 Days
54. In the a/c where there is a significant erosion n the value of security i.e. if the realizable value of the security is less than 50% of the value of security assessed in the last year by the bank. This account is classified as – Doubtful
55. Maximum loan limit for Baroda Traders Loan to Commission Agents for Metro Branches - ?
56. Which of following is not RBI approved domestic credit rating agency- Dun & Bradstreet.
57. Lodgment of Education Loan Subsidy claim - ELIS
58. Income of Family for claiming Education Loan Subsidy - 4.50 Lakh
Disclaim : All these question is based on memory & arrange from Facebook and WhatsApp group
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