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Thursday, 5 January 2017

MCQ Banking Related




BANKING RELATED QUESTION



1. What is the penalty for not maintaining QAB in Baroda Advantage Savings Bank Account quarterly?
A. Rs.50 + service tax
B. Rs.100 + service tax
C. Rs.500 + service tax
D. Rs.600 + service tax



2. What should be minimum age of a depositor to get life insurance cover under Baroda Jeevan-Suraksha Savings Bank account Scheme?
A. 10 years
B. 14 years
C. 18 years
D. 21 years



3. In case of Hypothecation of Goods, the possession of goods is with….
A. Banker
B. Borrower
C. Insurance Company
D. Jointly with Borrower and Banker



4. Under Sukanya Samridhi Account the minimum amount required to be deposited per annum is:
A. Rs.100/-
B. Rs.500/-
C. Rs.1000/-
D. Rs.5000/-



5. In our bank, what is the maximum limit of individual transaction presently under NEFT System through Finacle
A. Rs. 2 lac
B. Rs. 5 lac
C. Rs. 50 crore
D. Rs. 100 crore



6. The term VSAT stands for:
A. Variable small aperture terminal
B. Very small available terminal
C. Very small aperture terminal
D. Very small airport terminal



7. A request has been made by a customer to the branch to give him balance certificate of all his accounts running under his unique customer id. Which menu is used to generate balance certificate for all the accounts under one customer id?
A. INTCERT
B. AINTRPT
C. CUSTBALP
D. CUSTBALCERT



8. IMPS stands for
A. Interbank Mobile Payment Service
B. Interbank Mobile Payment System
C. Indian Money Payment System
D. Immediate Payment Service



9. In case of Private / Public limited company which of the following document _______ is not mandatory for opening Current Account
A. Certificate of incorporation
B. Memorandum of Association
C. Certificate of commencement of business
D. Company Identification Number



10. The immediate credit of outstation cheque can be done up to a maximum of Rs. -------------------- in super savings bank account.
A. Rs.50000/-
B. Rs.20000/-
C. Rs.10,000/-
D. Rs.25,000/-









Answer Key -



1
2
3
4
5
6
7
8
9
10
B
C
B
C
C
C
C
D
C
D




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