Banking Law & Practice and Technology Question - Bank Of Baroda -"Clerical to Officer 2017"

EXAM DATED 08.01.2017

1. Minimum amount in Gift card – Rs.500/-

2. Travel Easy card in Australian dollor –  150

3. Travel East card in USD – US200$

4. Menu for issue Gift Card – PREPCARD

5. LAD report – LADRPT

6. Account closer menu  – CAAC

7. Loan Overdue Position – LAOPI

8. Registration for NEFT through ATM – BENRATM

9. ATM & Mobile Banking registration - HDCR

10. Self service Passbook - SSPBP

11. First option in HCLM – Inquiry

12. TPIN – Telephonic Personal Identification Number

13. NUUP – National Unified USSD Platform

14. IMPS – Immediate Payment Services

15. IFSC – Indian Financial System Code

16. Meaning of “T” in RTGS – Time

17. Color of CTS cheque in Cash Credit account -  Light Blue

18. Min. amount deposit per annum in PPF account – Rs. 500/-

19. Min. age of Minor for opening Current Account – 14 yrs

20. Document required for issue lost FDR – Indemnity Bond

21. LAD valid for – 3yrs.

22. Tangible Security – Stock

23. Fund Based credit – Cash Credit

24. Type of NPA – 3 ( Sub-standard, Doubtful, Loss)

25. Mobile Banking services can be performed by dialing - *99# (NUUP)

26. SMS for Debit card blocking - 5616150

27. Baroda Gift card is verified by - VISA

28. Bank of Baroda Loyalty Program – Baroda Rewardz

29. Min. time for fund transfer after registration of beneficiary in Baroda Connect – 4hr

30. Validation of OTP in Baroda Connect – 3 Minutes

31. Limit of RuPay Platinum at POS – 1 Lac

32. Suspicious transaction report monitor by - FIU-IND

33. New file in Word open by – Ctrl+N

34. In Excel any formula starts with - = (equal sign)

35. Who is beneficiary in account of two person ‘A’ & ‘B’ having instruction “E or S” & nominee ‘C’ after death of ‘A’ - B

36. Section 131 - Collecting Banker

37. Min. time period for FDR - 7 days

38. Minor account operated by - Natural Guardian

39. BCSBI for - Customer services

40. UIDAI - Unique Identification Authority of India

41. Validation of PAN - PANVAL

42. Number of digit in TAN - 10

43. Baroda M-Clip - Mobile Wallet

44. EMV stand for - Europay, MasterCard and Visa

45. Arithmetic mean in Exel - Average

46. Validity of Chaque/BC - 90 days

47. 51% Share of Government - Public Sector 

48.  For non deduction of TDS above 60 years - 15H

49. RIRD - Regular Income cum Recurring Deposit

50. LLP - Limited Liability Partnership

51. Protection of Collective Banker - Sec 131

Note: - If any one have some question that is missing here, kindly share with me.

Disclaimer - All the above question is based on memory of appearing candidate. Special thanks to Mr. Pramod Mishra & Mritunjay.