Mock Test -1 for Promotion Clerical to officer

Quiz for Promotion

1. 1. Age of the principal borrower should not be less than ------- years while considering Housing loan ?

18
20
21
25
30


2. 2. What is the maximum repayment period that can be considered for repayment of Housing Loan?

30 Years
25 Years
20 Years
18 Years
15 Years


3. 3. What is the maximum OD facility under the Baroda Salary advantage account?

0.50 Lac
1.00 Lac
2.00 Lac
3.00 Lac
5.00 Lac


4. 4. What is the minimum stipulated limit under the Retail product, “Loan to Doctors”?

0.50 Lac
1.00 Lac
2.00 Lac
4.00 Lac
5.00 Lac


5. 5. What is the maximum time allowed for construction on a plot purchased under our Housing loan ?

12 months
18 months
24 months
30 months
36 months


6. 6. What is the maximum loan limit under Baroda Home loan scheme at Urban ?

50 lac
100 lac
150 lac
200 lac
300 lac


7. 7. What is the maximum limit under Car Loan to a salaried person?

18 times of G.M.I
20 times of G.M.I
24 times of G.M.I
30 times of G.M.I
36 times of G.M.I


8. 8. Rate of interest on home loan having CIBIL score 750 is-

1 year MCLR + Strategic Premium
1 year MCLR + Strategic Premium + 0.50%
1 year MCLR + Strategic Premium + 1.00%
1 year MCLR + Strategic Premium + 1.50%
1 year MCLR + Strategic Premium + 2.00%


9. 9. LTV Ratio of Home Loans above Rs.30/- Lacs up to Rs.75/- Lacs is -

50%
60%
75%
80%
90%


10. 10. Margin in Home Loans above Rs. 75 lacs

10%
20%
25%
30%
40%

Wish You Best of Luck