Process for opening BKCC account

Hello Friends, Here we know the process of Baroda Kishan Credit Card  ( BKCC )account opening in Finacle in a simple way -



Case Study

Principal Amount:          60,000/-
Loan Tenure:                  12 Month


A/c opening Date : 26.10.2016



Now use the menu: HOAACCC



Step 1.



Cust ID: Write the Customer ID of Borrower
Scheme Code : CC003 ..then click on treesàSubmit

              àCC003-Baroda Kishan Credit CardàSelect

                               Then àAccept


Step-2



General


Charge Level: Select from trees
Location Code: Select from trees as branch location
Mode of Operation: 001

è Validate

Interest Details

Int Credit A/C flag* - S - Original A/C

Next int. Calc Date Cr. - 31-03-2017
      (also write 31-12-16 , it is Half yearly/Quaterly as per saving a/c)

Next int Calc Date Dr. - 31-03-2017
    ( it is next half yearly date i.e 31-03 or 30-09 of next half year )

è Validate

Scheme Details


Nomination - No ( no one can give nomination in loan a/c normally)
Max. Allow limit - 60,000 ( as per application)
A/C Health Code - HC1 ( if not fill then write HC1)
Debt Ack. Date - 26-10-2016

è Validate

MIS Code


Sector code: - 10.  Agriculture
Sub Sector Code: DA- Direct Agriculture
Occupation Code: - Select from trees As per borrowers
Borrowers Category:- 77 Medium Farmer ( also selected from trees)
Purpose of Advances: 02401 @ Paddy
Mode of Adv: DA
Types of Adv: KCC
Nature of Adv: FSEC
Gurantee cover code: NA
Industry type: NA
Free Code 3: TF

è Validate

Account limit


Sanction Amount - 60,000
Sanction Date:-26.10.2016
Expiry Date- 26.10.2017 ( one year later)
Document Date: 26.10.2016
Review Date: 25-10-2017 ( one year later but one day before)
Sanction level: select from trees as per sanction letter
Sanction Authority: Select from trees as per sanction letter
Limit refence no:  writer as per sanction letter
Drawing Power: E-Equal

è Validate

Document


Document Code: 2
Received Date: 26.10.2016
Expiry Date:26.10.2019

è Submit

Write the temporary a/c number and forward for final verification.


Now we complete the all process and hope it will be helpful to you all while opening a Baroda Kishan Credit Card ( BKCC ) account. I welcome your comment if you want to share with me.


Thanks…!!!

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