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Thursday, 22 September 2016

Installation and Application of Baroda M Clip


In our previous post "Bank Mobile Wallet", we know the feature of Baroda M Clip. Here we learn how can installed it and their application.



1. Download

• Search “Baroda M-CLIP” in google play store.

• Click install.

• Accept permissions asked by App.

• App will get downloaded.


2. Registration

• Click Baroda M-CLIP icon on mobile phone.

• Click register.

• Enter Mobile number.

• Enter full name (first & last name).

• Enter email id.

• Enter date of birth.

• Select security question.

• Create an answer for the security question.
  (In case of forget PIN, user can reset PIN by answering the correct answer to the  selected security question)

• Create secure PIN for login into the wallet.

• Clicks proceed.

• OTP will be sent for mobile verification.

• Enter the OTP for Mobile verification.

• Registration is completed.




3. Manage Cards

• User can link the VISA & MasterCard credit, debit and prepaid cards.

• Click Manage cards option.

• Click add card.

• If card is embossed then user can directly scan the card by clicking on camera icon

displayed. After that, enter card expiry and click add card.

• Otherwise, user has to enter the card alias name, card number and card expiry and

name on card manually.

• All cards linked can be viewed under linked cards option.

• User can directly pay through any of the cards linked into the wallet without using

Wallet balance.


4. Load Money

• User has to load money into wallet before making payments through wallet card.

• For loading money, click Add/send money option.

• Then click Load money.

• Enter amount.

• Select from linked cards from where you want to load money.

• If user wants to load money through a card other than linked card then he can select

new card and enter card credentials.

• After that user enter VBV or MasterCard secure and CVV.

• Money gets loaded into wallet.

5. Send Money

• User can send money to other users by phone number or email.

• Click Add/Send money option on home screen.

• Click send money.

• Select recipient from recent, contacts or enter new number.

• Enter amount.

• Click send money.


6. Shopping

• This option displays the list the merchants available in wallet. User can shop at these

merchants and pay with wallet card or linked cards in wallet.

• Click shopping.

• Presently gifting options are available and gift card of various merchants like book my

show, amazon etc are available. User can buy these vouchers for others or for himself.

• Click on any brand from the category available.

• Provide details.

• Make payment through wallet card or linked card.

• Gift card details will be delivered immediately on email.


7. mVISA (QR based payments)

• User can perform QR code based payments through mVISA facility using Wallet

account.

• Click Pay with mVISA.

• Scanner will get opened.

• Scan the QR code.

• Enter amount.

• Click Pay.


8. Recharge

• User can perform Prepaid/Postpaid mobile recharge, Data card recharge and DTH

recharge.

• Click Prepaid/Postpaid mobile recharge.

• Select prepaid or postpaid according to requirement.

• Enter mobile number that is to be recharged or select form contacts.

• Enter Amount.

• Click Pay.

• Option will come asking from where to pay i.e. either from linked card or from wallet

card.

• Click confirm.

• Same procedure can be followed for recharge of postpaid mobile, Data recharge &

DTH Recharge.


9. Virtual Card

• For every wallet user a virtual VISA card gets created with all the card credentials like

card number, card expiry and CVV2.

• The money loaded in wallet gets stored in this card.

• User can use this card for online purchases also like other debit/credit cards across

various merchants where VISA card is accepted.


10. Transaction History

• All the financial transactions performed by user are displayed here.


11. Hamburger Menu

• Apart from all the options available on home screen, other options of settings, Demo,

Support/Feedback are available here.

• Under settings various options are available:


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