Baroda M Clip - Bank Mobile Wallet

Bank of Baroda M CLIP is a complete digital payment solution, giving you the power to pay in just few taps. Add money with any bank Debit or Credit Card and enjoy payments on partner merchants. The Baroda M Clip is available on google play store and compatible with phone having Android version 4.0 and later.

 

Eligibility:

It is available for both, bank’s customers as well as non-customers. For bank customers a KYC wallet will be created and for non-customers a non-KYC wallet will be created. KYC wallet limit is Rs 50,000 per month and non-KYC wallet limit is Rs 10,000 per Month. For automatic creation of a KYC wallet, user should load money in wallet using Bank of Baroda debit card which establishes the fact that user is a Bank of Baroda account holder.

Features of Baroda M Clip:

Bank’s Mobile Wallet “Baroda M-CLIP” is a payment solution offered to users on their

mobile phones. The features available in wallet are as under:

1. Person to Person (P2P) send money

 User can transfer funds to other person by using their mobile numbers or email ids. If the recipient is already a Baroda M-CLIP user, funds will get instantly transferred to his wallet account otherwise recipient will receive the SMS based on that they have to download the application and claim the funds through Wallet.

2. Recharge

User can perform anytime & anywhere recharge for mobile, DTH and data cards. Bill payment facility for post-paid mobile numbers is also available.

3. Shopping

Users can shop at various merchants available under this option. Presently, gift cards of various brands like amazon, book my show, flipkart etc. are available which are delivered instantly on email. User can gift these to near & dear ones or can use himself for purchase at these brands.

4. mVISA

This feature enables users to make QR code based payments on the merchant authorize for making mVisa payment. Scan the merchant QR code, enter amount and click pay. This is a faster and convenient way of making payments at shops, online and everywhere else where QR based payment is accepted.

5. Services offered

All the services offered to user will be displayed under this category.

6. Manage cards

Users can link their existing Visa/MasterCard debit, credit and prepaid cards. At the time of payment user can pay through through any of the linked cards.

7. Offers

All the offers which bank will provide to wallet users will be displayed here. Presently 50% cash back on Tata sky recharge through mVisa is being offered to wallet user.

8. Virtual Card

A virtual prepaid card gets created within the wallet for every user after loading the money. The card number, expiry and name is displayed on card image. Back side of the card contains CVV. Lock card feature is available. User can click on “Lock card” icon and card will get locked. This card can be used for online transaction. If card is locked it can not be used at ecom, which is inbuilt security of virtual card.

9. Transaction History

User can check and keep track of all the financial transactions in Baroda M-CLIP.

10. Profile set up

User can update profile picture and set profile details to have a personalized experience.